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A journey of a 1000 miles must begin with single footstep....
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Haha if only lolI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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It's all fiction LOLAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Look at you with over 25% cleared - thats very good going!
It is so disheartening at the minute looking at CC only coming down by £5 and still paying massive interest!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I know the feeling it really dimoralises you :-/I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Another 21p paid off Lloyds credit card today. I hope my small payments really irritate them, its my only sense of satisfaction when it comes to this card! Only another £8352.89 to go!
I really want to clear this card by the end of July 2011, I think this is a little over optimistic but its good to have a goal right!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
a goal is always good
im sure you can do it xx I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
woowoo, i'd love to see their faces when they see all the little sums that people pay them. it's a shame many of the transactions are done electronically.
How many pages does your monthly statement cover?0 -
Thanks Happy, I have been a bit naughty today and booked a long weekend with my OH and our friends in Tenby, it's only costing me £75 for 4 nights then spending money, but this means I now need to find another £175 from somewhere to meet my goal of £11k by the end of January.
I am looking at it from the perspective that life is still for living and I haven't paid for it with credit.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Hi Lemon Tree
My last statement was 2 pages long, maybe another goal could be to get it to 3 pages!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
it's funny the things that we can take pleasure from along this journey. i remember writing a cheque for 1p, thinking that if they can get funny over 1p they can pay for the privilage. I was extra norty though as i ran a magnet over the strip before i sent it (folded of course in the envelope) so they had to process it manually rather than through their super dooper machines. evil moi?0
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