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A journey of a 1000 miles must begin with single footstep....

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  • wow i didnt know that lemon tree :O xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I think that's hilarious Lemon Tree, anything to make their life more difficult is great as far as I'm concerned!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Hi Woowoo,

    Love love love your diary! Have subscribed so I can keep up.

    The small payments is a brilliant idea, I hope it annoys the hell out of them!

    Gonna join you in doing this - I quite often lose motivation in between pay days and think this could be just the thing I need :D

    Good luck in your journey x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    I still laugh at the fact you make these small payments! I'm going to do this I think for every day this month, pay £1 off my Egg credit card! :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Beccie

    The small payments are a great motivator and really help to maintain focus.

    I take it your debt busting as well then?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Do it Adam! Your next statement will be pages long lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I am indeed!

    After finding a lot of motivation from reading other people's diaries I decided to start my own a little while ago.

    I am trying to shift a 24K debt in a year - my main job pays me 19K a year and then I am working doing as much extra as possible.

    I know it's probably a daft challenge but I find I'm always much more spurred on by trying to do the impossible, I have no idea why!
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    What other work are you doing Becci?

    I used to do cleaning after my main job, but back when I was still in spending mode! I have thought of doing it again but remember how knackered I was!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I also work in a pub and have two different cleaning jobs, it is quite tiring!

    I promised myself that when I came back from Africa I wasn't going to do 70 hour weeks like I had been doing before I went, but good intentions and all of that, I've slowly been slipping back into it...

    I am tired from it but always feel like I've got over the hurdle of the week by Wednesday afternoons! That's because Tuesday is my longest day - I work from 730 till 430 at my main job, home for a quick shower and something to eat and then to the pub, work 6 till 1230 up again on Wednesday to be back at work for 730, trying to keep my eyes open! Sorry that was a very me, me, me whinge!

    But whenever I'm feeling a bit down from the hours I look at the money I'm paying off and most times that's enough :)

    Seems like you're very busy with extras like leaflet delivering too :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Oh my god, I feel knackered just reading about how many hours you work!

    What were you doing in Africa?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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