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A journey of a 1000 miles must begin with single footstep....

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Ok rang and shouted at the ex and got to the bottom of it, it's actually quite amusing now!

    I sent him a text yesterday asking him to remember to get my snowboard out the loft for me to collect this morning, he texted at 2.45am to say 'sorry just got in have been out shag*ing all night'.

    It turns out he actually meant to type shunting (working on the lorries), we both started giggling once we realised his error and he could perfectly understand why I was so annoyed!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    The beauty of predictive texting! :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Very good!

    woo - when you are DF - what are you going to do with all your spare cash - savvy saver or spending (what you have obv, not on cards lol!)

    Random thoughts!

    x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi DF

    I would like to get 3 months salary in the bank for emergencies, save for a new car and got on lots of exotic holidays!

    How about you? Or anyone reading?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    So, a man that cooks is a rarety then... I should add that to my CV ha-ha.

    Oooooooooh when I'm debt free I have no idea what I'll be doing. Having over £800 a month to myself rather than debt, it's going to be fantastic. You could go on holiday every month for a long weekend or something...
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    My first month DF I'm going to blow the lot! Have lots of nights out and there's a few presents I want to buy for people as well such as my Mum and OH who are doing a lot to help me.

    Then it's save, save, save so that me and OH can go travelling :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I definately intend to have a month of indulgence as well Bec's!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I'm really looking forward to it but it's going to be a weird month too - am I going to be able to think of enough things to buy after a couple of years convincing myself I don't need to buy anything?! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I'm scared I will slip back into spending mode all too easy and enjoy it far too much!

    Still don't need to worry about it for a few years yet lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Woowoo wrote: »
    Hi DF

    I would like to get 3 months salary in the bank for emergencies, save for a new car and got on lots of exotic holidays!

    How about you? Or anyone reading?

    I very much like the last bit, very, very much!

    I keep thinking that it is only about 18 months away but so much could change it that time! I def need a new car but have been weighing up the pros and cons of contract hire. Hopefully I will have finished all my exams by then so will have had a nice payrise too :cool:

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
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