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A journey of a 1000 miles must begin with single footstep....

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Comments

  • satchmo1
    satchmo1 Posts: 3,232 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sisters like yours are there for you when times are tough, and smile for you when they are good. She will want you to be wherever is best for you - and being near work during the week will be great, plus with the money you save on petrol you'll be able to pop over and see her at the weekends.
    What would you get if all you got was what you were thankful for?
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Thanks guys, have spoke to my sister who was cool :)

    The rent is more so no saving to be made, but the location is so much better for me. I will also feel more grown up living with a friend as opposed to living with my little sister!

    She has been ace though and I'm very lucky to have her.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Im glad you have sorted it out, your lucky having a sister so close. All my family live at least 4-5 hours drive away guess that has its plus points too ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I would of been screwed without their help over the last couple of weeks without a doubt.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Hi Woowoo

    I've been reading your diary as well as other diaries over the last few days and just wanted to let you know how inspiring your debt free journey has been so far. I'm just embarking on my journey, having buried my head in the sand for far too long and it's only by reading the diaries on here that I've finally given myself a kick up the backside to get started and it will only be by continuing to read these diaries that I will keep on the straight and narrow. I love your idea of chucking any spare money at the debt to make a difference as it can be so intimidating not knowing how to find the spare cash to make in-roads but you've shown that there is a way. Anyway, don't want to get all serious but a big thank you for documenting your way of tackling your debt as it has inspired lots of other people on here to believe that they can do it too, regardless of what else is going on in their lives. Keep up the good workxx
  • Glad you got the 'ok' from your sister................another chapter begins!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Hey Woo, your sister did a lovely thing by offering the room, but it's a good thing you've moved on (I know you haven't been there long so no dig intended).

    I asked my sister if she wanted to stay with us when she split up with her fiance with her daughter for £25 per week. I offered this so she could pay off her debts and look for a place of her own. That was in July. She hasn't paid off her debts, has only looked at 3 places and her daughter doesn't sleep through the night. I NEED my house back (not only due to but one reason is I want to move my DS into the room she is in and turn his teeny tiny bedroom into a study so we don't have carp everywhere) and I now cannot ask her to leave despite everyone who knows of the situation telling me I should. It's starting to make me resentful towards her and my neice and I am so unbelievably close with them I don't want this to be the reason for any bad feelings.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Hi Woo
    You are moving on ..... taking control of your life. Well done
    Less commuting the better. Good luck to you ... when do you move.
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I'm so skint, come on payday hurry up!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ditto! Lol.

    I just want to make my payments!!!!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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