A journey of a 1000 miles must begin with single footstep....

Woowoo

Thanks guys, I really am so relieved I had my LBM otherwise I would now be back at my parents with no life just so I could cover the minimum payments!

I can't wait to move house this weekend and get settled into a proper routine. I will be out less as well once I'm living with my friend as we both like having a glass of wine and watching the soaps

Woowoo

All the extra's I have to pay for this month, no wonder I can only make minimum payments:

6 Months Car Tax: £113
Credit Check for new tenancy: £100
Mum: £30
Friends Birthday: £35
Kennels as Ex on Hol: £72
Hen Weekend: £100
Hotel for Wedding: £80

In summary I am skint!

Woowoo

My goal for this month is to pay the minimum to Lloyds, plus cover the estimated interest:

Minimum payment = £68.13
Estimated Interest = £41.79

So I need to find £41.79 extra throughout the month, it's only a mini goal but will help keep me focused and on the straight and narrow!

DebtFree2012

Easy peesy for you Woo!

What's the plan of attack? Do you still find random pennies?

x x x

Woowoo

Hi DF

No plan of attack, just need a bit of luck

EB69

You'll manage Woo. The £35 for your friend - is that present or night out? perhaps there is a small saving to be made there, if you see a bargain along the way.

Isnt it a rip off that they are going to charge £100 to do a check on you, esp when its for their benefit... there is no way it can cost them as much as that!

Woowoo

It's actually £150 EB, but the girl I'm moving in with is contributing, its an absolute joke and a blatant excuse to make money out of you!

Have already chosen the present for my friend, which is half the battle so can't be dealing with looking again!

EB69

I've just noticed your diary is one year old today! Happy birthday Woowoo's diary!

Woowoo

OMG your right, I can't believe I have been on here talking crap for a whole year!

I also can't believe where this year has led me, amazing!

Thanks to all of you that have been there from the beginning and also to those that have joined me along the way, couldn't do this without any of you x

Woowoo

I put £6.00 of fuel in this morning, the red light has come on already - it should just be enough to get me home and to the petrol station tomorrow - let's hope so as the bank is empty until then!