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A journey of a 1000 miles must begin with single footstep....
Comments
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Way hey at getting to sub £10k, that means your debt is four figures - well done!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi Woowoo, have subscribed
LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x
2013 Savings £250
2013 OP £35000 -
Hi Rachel
You were up late!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Morning Woo
Hope you are feeling good today:)
Sorry to hear about your phone bill but as you say even a £1 under the £10K is success. Keep going!!!!
I am back in the land of the living ... nearly!
take care now.
E"You are never too old to set another goal or to dream a new dream"
C. S. Lewis0 -
Shame about the phone bill Woo
Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
Shame about the phone bill Woo
It's my own stupid fault Kat - luckily I am in a good mood this week so it didn't phase me LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Morning Woo
Hope you are feeling good today:)
Sorry to hear about your phone bill but as you say even a £1 under the £10K is success. Keep going!!!!
I am back in the land of the living ... nearly!
take care now.
E
Hi E
Nice to hear from you, glad you are on the mend xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
phone bills are a bone of contention in our house, i can't get OH to understand that if we ring after 7pm it's free but if it's before then it costs a small fortune. He acts as if i'm telling him not to ring people, which i'm not i just wish he would wait till the evening.0
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Which is a very valid and sensible point LT!
Is he committed to the debt busting as well?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
we have that with our landline bills as well, I'm sure that "evening" rates used to start at 6pm, but now it's 7 and I keep forgetting and making calls before then :mad:Little monkey born November 2012:jFroglet due March 2016
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