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A journey of a 1000 miles must begin with single footstep....
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Thanks HWG, he goes on 23rd so can't blag the shopping money till that weekend!
I wish my survey money would hurry up, it's not ten days till Friday though!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I really hope your boss will give you the extra time off hun, aren't companies being encourages to let people take sabbaticals etc now? Mind you, I think I could do 3 weeks at a push for a 'special occasion' but anymore would be hard, purely because of the timing of my work
Sorry to hear about your work do but it does sound like a lot of money, good on you for sending it to lloyds instead
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Hi Jody
I'm quite happy to miss out the works do to be honest, I want to get rid of Lloyds more than ever and need to work hard to shave some months off my July goal!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I agree. I would love to be able to stay at home with DS, or at least work part time....... 2 jobs (1 full 1 part time) it is though!!Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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Morning Woo
I hope you are feeling good this morning. I think its great when a mam can stay at home. Its good for a kid to be in its own home but they are v adaptable. People do the best they can, dont they. Your mam was a real worker ... cleaning is hard work. I know what you mean about going to your mam, my girl had a bad day yesterday and alot of tlc was needed to make her happy.
Im v sorry to hear you were bullied. My oldest son was bullied right through his senior school and it was a nightmare for us all. He def was affected by this. He is now away to Uni and at times he worries too much and its hard on me as his mam. When you become a mother you spend the rest of your life worrying about everyone else.
You are blessed when you have a few good friends. I have one really good friend and about 3 others that I know I could trust with anything I tell them. Means alot.
I think worrying about money makes you worry about every aspect of life Woo. Hopefully when you are DF life will become less stressful. Will pray for you.
I am sure you are looking forward to having the house to yourself for a few days when OH goes away. You can really MSE that weekend. Snowboarding looks like fun:)
I have no major plans this month though I would need to sort alot of papers out and a deep clean of house is required. I always feel more in control if house is organised.
Need to concentrate on losing weight and getting fit again. Trying not to create too high goals for myself.:o
Take care Woo
E"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Have you got anything in mind for getting fit E?
I have dragged the lateral thigh trainer out and have been doing 20 mins a night and 300 sit ups! Plus the walking of the dog for 20 mins in the morning, still feel like I need to be doing something else - just need it be be cost free!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
£5 sent to Lloyds.
Think I might go through my budget for the year knocking £5 a week off the food shop, it can be my challenge then to keep below £55 a week!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Have adjusted my budget accordingly, I am now only £160 off clearing Lloyds at the end of June, this has to happen, it can't go on past another 6 months!
I am currently approx £2500 away from achieving a Dec 2011 DFD. Think I will amend the random payment section of my sig to reflect having to find £2600 extra (as it would have been this if I hadn't already made some extra payments, if that makes any kind of sense!).LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on the payment Woo
Sounds like a good challenge too xDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
I am currently approx £2500 away from achieving a Dec 2011 DFD. Think I will amend the random payment section of my sig to reflect having to find £2600 extra (as it would have been this if I hadn't already made some extra payments, if that makes any kind of sense!).
In DFW world it makes perfect sense!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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