A journey of a 1000 miles must begin with single footstep....

Woowoo

Freezing today, brrr!

99p sent to Lloyds.

EB69

Hi woowoo - just catching up whilst on train on way in to office - been hellish journey in so far but not really a surprise - nothing works with the hint of snow!

I know you wanted snow but I'm glad it's not too bad - I'm worried my boy won't make it back from Bristol for Xmas if it's too bad!

Woowoo

When is he heading home?

I think were due snow this afternoon. I'm now thinking I don't want too much in case the airport closes and I can't go boarding!

EB69

Not sure - he's not great at making plans ahead of schedule! He is more of a "hmmm, what shall I do today? I know, I'll wander up to train station, not tell anyone I'm coming and pitch up at mum's in the hope she might be at home". Maybe he's more like me than I thought...

Happytogetdebtfree

Hiya ooh i hope he makes it home, x how cold is it, i need some advice should i bulk the 750 off and close the credit card its just my pa has made me think its abit extreame to cut to the bones of things ah i dont blooming know its a catch 22 if i wait till the end of month to clear it it will wittle away if i pay if off straight away it might put finances in turmoil and once its gone its gone no gettinhg back arghhhhhh

Woowoo

Hi Happy

Close the card down and get rid of it! Like you said you will only fritter it away and once its done you will find a way to survive.

Just think how exciting it will be to close the account down

Happytogetdebtfree

Yes i guess you are right we will figure our way out of how to survive a month lol i dont know weather to stick it in my halifax overdraft for abit thus saving me a pound a day and then paying it off card although im excited to change my figures lol lol

EB69

i agree with Woowoo - it might be a tough month but you'll manage - and then its gone and done with.

Dont do it if it mens you cant buy even the most basic provisions to fee your famioly, but if you have to get by on beans on toast for a few days it will be so worth it... whilst you wouldnt want to do it for long, I bet you could be very inventive on feeding the family on next to nothing for a few days...

Kepp

Get rid of the card Happy! You don't want them getting their grubby paws on even more interest!

Happytogetdebtfree

There is only 2 of us lol my weekly shopping budget is 50 pounds including pets im sure we can skim it down i shouldnt rant but i owe my parents 250 so il be paying them also id never ask to delay this but this month gone i skint myself paying them and they went and bought a tv with it they knew we had struggled and they never once offered to wait till after crimbo ! i know its nice they loaned me but if my only need for it was to get a tv for another room i think id allow someone to wait till after crimbo x