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A journey of a 1000 miles must begin with single footstep....
Comments
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Thanks Lemon Tree, you are 100% right, as long as it keeps going down were on the right track!
:rotfl:Lemon_Tree wrote: »Well that's my two penneth's worth, and no you can't pay it to Lloyds !LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
if only i could take my own advice!0
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Lemon_Tree wrote: »if only i could take my own advice!
I think sometimes we could all do with taking our own advice LT - but I find its a lot easier giving it than sticking to it!!!! :rotfl:0 -
lol eb that is def the thing for me lol xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Just got rejected for another balance transfer credit card, nobody wants me, sob!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I can transfer a balance to my Lloyds but only 0% for 6 months, not sure of the order they allocate payment and whether this would actually be helpful or not?
I have Barclaycard on 6.9% life of the balance (no balance transfer offers available to me) and my Lloyds overdraft, so not allowed to transfer this to a Lloyds card.
Any ideas anyone?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
okay how much intrest on barcalys if you draw off cash ?I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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tough choice there woowoo - knowing how much you hate Lloyds! I suppose there would a balance transfer fee to Lloyds too? is it worth it for six months? (unless of course you can clear the balance before then, otherwise you'll be stuck with them longer I guess). How much would you actually save in interest?0
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It might sound crazy but depending on cash withdrawl charge it might be cheaper intrest that overdraft , so maybe transfer from barcalys the amount needed for overdraft to be withdrawn off card and use the 6 months 0% free ah it makes sense in my head whats the overdraft amount ??I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I don't think for six months it's a viable option really
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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