A journey of a 1000 miles must begin with single footstep....

Happytogetdebtfree

I've just had sone awful awful news I need an mse hug xx

Woowoo

Oh no Happy (MASSIVE HUGS), what's happened? x

REDMADCURLS

oh dear happy, you ok?

Lemon_Tree

((((((hugs)))) Happy hope your ok.

Woowoo

Have just called Lloyds to find out my estimated interest for next month.

Last month's estimated was £60.51, today they applied £57.76

However, next months estimated is £61.15 - how? I have cleared £416.26 since the last statement so how can the estimated possibly be more than what has just been applied? When you ask for an explanation they point out it is only estimated, I guess that means they don't understand it either!

So do I now update my spreadsheets with the using the figure of £61.15 to be on the safe side, or use the £57.76 it was for this month?

Woowoo

£1.72 sent to Lloyds.

Kepp

Hope you're ok Happy xxx Lots of hugs xxx

EB69

all sounds v complicated to me... i never used to even look at the interest that was to be applied!

Kepp

Woowoo wrote: »

Have just called Lloyds to find out my estimated interest for next month.

Last month's estimated was £60.51, today they applied £57.76

However, next months estimated is £61.15 - how? I have cleared £416.26 since the last statement so how can the estimated possibly be more than what has just been applied? When you ask for an explanation they point out it is only estimated, I guess that means they don't understand it either!

So do I now update my spreadsheets with the using the figure of £61.15 to be on the safe side, or use the £57.76 it was for this month?

Lloyds really are a law unto themselves aren't they!!!

I would update with the higher figure - that way you're prepared but will be a nice surprise if it's lower.

Well done on the payment

Woowoo

OMG I am sat here cringing at the thought of seeing the Postman tonight, I think I will have to just go downstairs and have a laugh about my drunkeness!