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A journey of a 1000 miles must begin with single footstep....
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Have a wicked time tonight Madam....no falling over this time though eh?
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Cant wait for X factor tonight DH is at work so I can watch in peace, not too much Vodka tonightMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Have a good night and watch out for the vodka devilsLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Thanks guys, just about to start on the vodka!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
hi there
I thankfully am not in that position now but I have been in the past. Its easy getting into debt and there is too much easy credit available to people.
I was thinking about you yesterday when I bent down to pick up what I thought was 2p...it was actually a very dirty 10p!!! So I am now smitten. Have my eyes on the ground!!
Its not easy to stay away from the traps set by credit card companies and stores trying to get us to take their grubby wee cards...have to keep going on the straight and narrow.
All the best with your journey you have done superbly as have all others on this thread You all deserve praise.
well done"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Oh dear my hot postman was out, we tried to get him to strip, think I might regret that next week lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Poor Mr Postie, did you have a good night ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
It was good but I spent too much! Now going to Primark to get some fleeces for holiday.
Budget is shot, I'm currently spending OH's rent, which I haven't mentioned to him!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I know how hard it is this time of year my budget is hanging on by a thread, I have just realised i have missed a gift for a very dear friend. I knew i had to go and get it but with the snow i completely forgot, I just cant face the crowds today maybe i will have a look online instead.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
my budget is shot as well, and unfortunately it will carry through to next month as well because it's on the CC and i pay it off each month.
poor Mr Postie, i'm sure if he remembers at all he won't give you too much grief about it lol0
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