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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Hi woo - it's "The Journey Starts Here - Don't Stop Believing" (very cheesy but hey ho).

    Woo/Happy - Thanks I will give that a go tonight when I have access to all my figures etc xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Frosty here too this morning *brrrrr*, I was in a nice mood so left my car running and scraped OHs van for him, only problem is I am too short to reach the middle of his windscreen :rotfl:

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    What a drama this morning, the office ran out of milk so I volunteered to go (so I could pay my pennies in the bank!).

    Natwest was closed due to a security incident? So I thought I would pay it into Lloyds, not open till 10.00 am grrr - hung around in the cold for 20 minutes and paid in the money. The assistant then told me the Bank Manager wanted to speak to me about my overdraft, so I informed her I didn't have £3k to give them, nor did I want to be sold anything!

    I finally agreed to speak with them, surprise surprise they wanted to sell me an upgrade on account. I advised the women I hated Lloyds TSB and would be leaving as soon as I had cleared my debt with them. When she asked why I hated them the only reason I could remember was their call centres are crap lol!

    Of course during the drive back to work I thought of many many reasons why they make my blood boil. I want to go back and tell them now :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    £3.11 sent to Lloyds c/c.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Haha well done for refusing offers :/) you could always strum an email together on customer service and email then :-) xxxoff back to sleep xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I think you should go back and tell them! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    I think you should compose a letter including all the things you have wanted to say including im closing my account, then when the day comes and its all cleared seal it up and send it. Then again they probably wouldnt understand what you were trying to tell them LOL

    Wages is showing as a pending transaction just cant quite get my hands on it.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Do you bank with Lloyds HWG?

    Their charges on the overdraft are changing next month and I can't quite remember the details! Can't face ringing and asking though!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    No sorry HSBC, have you looked online or done a search on here
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I'll check out the website, think it was an extra £5 a month just for using your overdraft then interest on top :(
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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