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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You can join as a saver instead Jody :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning all

    3 more sleeps till pay day!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Morning my love!

    Ooh yes, I hadn't thought about joining up as a saver! I shall head in that direction now :D

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • jtr2803 wrote: »
    Oh my days is MSE being slow tonight :mad:

    Yay to more payments :j, I too admire your squeezing budget technique ;). Yuk to mince pies and christmas cake by the way, I'm more of a yule log kinda girl.

    I'm annoyed I can't join the pay a % thread too :(

    I am totally a yule log girl too - anything chocolatly rather than raisony really :rotfl:.

    You can join the thread if you want - modify it to suit you (more the merrier and I think it will be more to spur each other along and create a little healthy competition) xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • EB69
    EB69 Posts: 878 Forumite
    Hey woowoo - finally had a chance to catch up again - seems like ages since I dropped by properly!
  • EB69
    EB69 Posts: 878 Forumite
    I am hopeless at staying in budget in the shop - do you count as you go or carry a calculator???
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi EB

    I just hope it's in budget and stick to my list!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I find it's easier to spend less when I have checked what's in the cupboards and plan around buying things to make up meals rather than just buying whatever I fancy :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Morning afternoon :) i am furrying through numbers and i think i will submit my signiture for the 20 k challenge its quitened down and im ready for a fresh start and number breakdown :( 7500 short i dont know where my head was at 12 months ago lol lol ....... obviously i was hell bent on ridding myself of debt i made an unrealistic siggy target :'( hope everyone is well i must investigate my siggy now lol xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Happy

    Don't been down about not reaching the £20k this year, I think the £12,592.98 you achieved is an epic amount and you should be very proud of yourself x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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