A journey of a 1000 miles must begin with single footstep....

Woowoo

Frustratingly close Bec's, will have to see what juggling I can do!

Woowoo

Have managed to find a tenner in the budget, so only £25.72 to find now!

Happytogetdebtfree

Well done woo woo i wondered if we could have a woo woo challenge it seems that hypno will not be takeing on the 20 k challenge next year and well i wondered if we could do something in a small group im not great at manning challenges but i figured something similar to hypnos or just some money targets that we have to update like mine ??? any ideas ?? x

Woowoo

Hi Happy

I don't follow Hypno's diary so didn't know about that challenge.

I'm no good as things like that to be honest, I just like my own mini goals then head down trying to reach them!

Someone else on here might come up with one and if it works for me I'll join in

Kepp

I'm having a think

Happytogetdebtfree

well i may just try and get rid of 20 k or i may just add up my unsecured debt and target that and have a seperate one for secured debt i also need to pay for a mini cruise i could end up with several numbers lol ......... beccie you keep thinking im highly disappointed in my amounts this year i set out with such high hopes of paying 20 k off i dont know how i worked that number out i would not like to work out how much wasted money i have spent lol lol xxx

**Kat**_2

Maybe one which goes on percentage pay. It would be impossible for me to pay of £20k for example (it's actually more than I owe lol) as I earn less than that in a year. Or percentage ££ left after non-moveable bills such as mortgage etc so 35% has to go against debt each month. I'm rubbish at explaining things but it's not so much on the actual value of the money (if you earn 16k and someone else 50k bit unfair to put a price on it!).

If_My_Pennies_Were_Pounds

If my plans all come together I may not be a debt free wannabe next year, could I perhaps aim to save the same that you lot aim to pay off?

Happytogetdebtfree

kat i like the sound of that plan i really do im no math wizz though so i will have to think how it works out for me do we create a new thread i dont want to crash woo woos and i know we dont want to suddenly bump it to 5000 posts she wants to keep her diary lol .... yes save what we aim to pay off its all for the greater good of things i just want to be able to say bye bye to some of these retched financial firms i owe money to virging halifax egg and so fourth the bain of my life lol xx

Woowoo

All good ideas

I think I will just continue paying as much as humanly possible each month!