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A journey of a 1000 miles must begin with single footstep....

1170171173175176472

Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I'm agreeing with Lemon Tree!

    I know it's hard when we can't achieve what we want as fast as we want, and we always feel that we could be working harder or if we just stare at that spreadsheet just a little bit longer and harder that the answer to speed things on will miraculously appear.

    None of us is immune to feeling down and fed up with all.

    The worst bit I find is feeling sometimes that I want to chuck it all inand stop caring but obviously the debt would still be there when I came to my senses, and the minimum payments are high enough that I wouldn't enjoy my life attempting to ignore my debts anyway.

    Soooo, that's why we're here! So when you do feel like that we can give you a good kick up the backside/sympathy/hugs/give you ideas whatever it is you need at that time.

    Because you have done AMAZINGLY well, and will continue to do so xxx

    Mushy bit over, get on with it girl! x:rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Thanks guys, I would be so screwed without you lot!

    No more moaning, for today anyway!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    My brother is in the RAF, he's been at a meeting today and their base have been told to consider their options :(

    Cant say too much until after the official announcements by the government this afternoon.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    We're all waiting to find out what these changes mean for us here too x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hard times ahead for many people I think Becs, it really sucks.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Another 5p to Lloyds :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Woowoo wrote: »
    Hard times ahead for many people I think Becs, it really sucks.
    Woowoo wrote: »
    Another 5p to Lloyds :)

    I'm really sorry, but this made me laugh! :rotfl:
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Am I being blonde, why did you laugh? Because I said hard and suck in the same sentance or is that my dirty mind lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I think cause you said hard times and then sent 5p!

    But now I'm laughing even more at what you thought he might have meant! :rotfl::rotfl::rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Huge hugs woo woo I'm sorry you felt a tad down beat god curse them snowballs and the reality in our heads I mean seriously I've convinced myself enough times that I can survive on only water to pay the debts but in the real reality it's not human :-) I'm trying to take a pay te debt but don't look approach :-) what I mean is I over pay but I'm trying to not look at outstanding amounts down to the dot :) I may infact remove the outstanding amount and just write it down every few months and just focus on my challenge and see it as a little goal :-) I've found while I can always see that big scary number my lifes in atters but while I don't look at it often I still find myself doing what I wa doing and feeling a little happier. What's occuring today with the governent I find myself tuning out of things :-) big hugs anyway xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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