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A journey of a 1000 miles must begin with single footstep....

1153154156158159472

Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You'd never pay it off if that was the case, where the hell do they get there info from?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    They did say oh you seem to be making alot of payments, well i hope it costs them more in paper they have had more than enough from me. In fact off to see if money is in the bank so i can send them a bit more....
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    They have made that little observation to me twice now and it never fails to wind me up!

    They hate that were paying it back and their days are numbered.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • It's probably because it makes extra work for them as well. Sadly, even when you're both free there will still be hundreds of others who haven't seen the light yet.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I really really hope it does create extra work for them!

    What would happen to the world if we were all debt free?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Those bankers wouldn't get their big bonuses LOL, I will be on a mission to stop anyone getting in debt and will actively encourage anyone to overpay cc.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • I don't know because that is how banks make so much of their money. Perhaps it would be the end of free banking and we would all have to pay to have bank accounts?
  • Herewego
    Herewego Posts: 2,541 Forumite
    You dont have to pay if you keep your money under the mattress ;), im going to be a cash girl when my debt is gone :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • You could do worse (especially if you bank with santander)!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    when they say you pay interest on your highest balance, is that the highest balance that month or the highest ever balance? Its madening what they do, at the most it should be calculated at a daily rate on that days balance. Gits! I would love to go bank free but don't think i can ever see it, but i can certainly see myself being debt free, then mortgage free!
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