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A journey of a 1000 miles must begin with single footstep....
Comments
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Have counted up my change pot, a grand total of £2.59 to pay in the bank tomorrow and off the Lloyds card.
I must do this on my lunch break tomorrow, if I haven't please feel free to shout at me!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Look at you go with your overpayment.
We had a problem with DH passport and after rining Greek embassy and searching on the net i found out he could travel on passport as long as it was valid got back home with 2 days to spare, think you could have got away with it. Also my ears were covered in my photo no problem.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Have definitely decided to go with the photos and hope for the best rather than just throwing another fiver away.
I will send off tomorrow giving me lots of time if there is an issue.
I am only £1800 away from clearing Lloyds by my end of July target, this estimate is also based on my current monthly interest charge, so some of this will be cleared as this reduces.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Great news re Lloyds!
My photo has my ears covered - I just checked!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I think it's a new rule, when did you guys renew your passports?
Too many rules for my liking, it's all so complicated!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Mine was 2 years ago, so not exactly recent but not that long ago!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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DH ears were out but he hasn't much choice :rotfl:Mine was about 2 years ago too.
:T on the Lloyds card I have every faith you will make it what does it work out as £180 a month £45 a week you may have to do a few more walks but you will find itMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I feel like if I can achieve the Lloyds target, I will definitely be able to clear the rest of my debt by Xmas as the interest rates on everything else is relatively low. So keep on chucking every spare penny at Lloyds basically!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Will you be throwing the £5 you were goiing to extra pics done with at it, told you i am a hard task master LOLMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I have £5 left in the fuel budget, which I would of used but it's not technically spare! Am hoping to get this weeks shop under budget by a fiver, which will go to Lloyds.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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