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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You look lovely on your FB pics Happy x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    ah thanks :) woo woo but i need to get my motive back and get walking again lol x my snowball said 2013 and its made me feel extreamly upset so i need to really get on it now, ive pished about too much doing diy excuses excuses etc etc
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You will soon bring that date down now your focused again x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    I suppose so but tbh my thinking lately is get it paid off but try to do other stuff aswell i do want to get our little home sorted to feel abit more happy about the place and if that means a few more months of this then i guess il have to suck it up... i havent done a snaowball for ages for teh pure reason it does make me feel a tad sad about the numbers eeegh ....
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Ah god ive just read an old post of mine from may 09 and ive made targets of paying my debts and some of them should have been paid now geesh what a natter can i am i spend so much time making excuses its no flaming good lol i guess the best laid plans are of mice and men lol x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You can't go back and change anything now Happy so don't beat yourself up about it, just set some new realistic goals that incorporate a little DIY x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    You are right woo woo thanks love. I'm off to bed now early start xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Herewego wrote: »
    Think you should change your 23 paydays too should be 16.

    Right then HWG, I've done it! My signature now states debt free by December 2011, 16 pay days.

    By acknowledging my new goal and lots of positive thinking (and maybe a miracle or two along the way), I might just get there!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • saorsie
    saorsie Posts: 1,905 Forumite
    Woowoo wrote: »
    Right then HWG, I've done it! My signature now states debt free by December 2011, 16 pay days.

    By acknowledging my new goal and lots of positive thinking (and maybe a miracle or two along the way), I might just get there!

    Still tuning in Woo and adding some positive thoughts for good measure. Keep on with it, stay focused and you will get there, I have every confidence :p

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Saorsie

    Thanks for the positive thoughts, I think I will need them. I might as well give my best shot, what have I got to lose other than the debt lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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