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DMP - Budget item queried by creditor, CCCS want to shut down plan!?
Comments
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In the past I have seen tithes on financial statements, and they have always been accepted. The OP has a faith in which tithing is very important fundamentally to them- it is as acceptable that they are allowed this as someone else may be allowed a basic sky package, for example. I cannot see how anyone can refuse someone else a genuine payment related to their religion. In the bigger picture- what exactly does this small creditor plan to do anyway ? If they are only a small creditor it would not be worth their while spending more money to recover the debt ? Could you not just pay them anyway even if they don't officially accept ?immoral_angeluk wrote: »I think it should just be mentioned that we need to keep this from going into a religious debate about the ethics and morals behind tithing, and that we should focus on tithing in relation to a financial statement.
Surely as a Money Advice Assistant with CAB you have to be non-judgemental ?immoral_angeluk wrote: »
I do have to agree with this point. Would the church help to pay for food out of the tithe money?Will the church bail you out if you can't afford the rent?
You owe people money but you'd rather give it to the church, think you need to get your priorities in order.
Great move by the church though promising blessing if you give them 10% of your income, bit like pay per view pay per blessing.
Wonder who's making money out this scam.
Sorry if I'm not sympathetic but I think you can see where I'm going.
For once I'm on creditors side here.
What happens if, in the last week of the month you have no money for food?
That 10% would have fed you instead of lining someone's back pocket.
John
Agreeing that a tythe is 'lining someones pocket' is hardly that, is it ?
(Perhaps if you want to broadcast that you are a Money Adviser you should also adhere to the principles of being a Money Adviser ?).
Just a thought!Ermutigung wirkt immer besser als Verurteilung.
Encouragement always works better than judgement.0 -
OrkneyStar wrote: »it is as acceptable that they are allowed this as someone else may be allowed a basic sky package,
What about if they have both......0 -
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Exactly....0
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I think it`s a very emotive subject in relation to the board that we are all on...it was ALWAYS going to drift onto the ins and outs of wether its justified or not , which in a way , is good as its debt free wannabee where people will have opinions on how to be , err , debt free...which may include not paying a church 10% of income when you owe others...0
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I have tried to suggest things for Maureen to do, so will reiterate the main things incase they are lost among the other stuff:These posts seem to have moved away from Maureen who started a thread because she was worried, wonder how she is feeling now?
1. let us see the SoA and see if we can make any suggestions ? How long will the DMP take ?
2. approach an elder- what might they suggest ?
3. pay the creditor anyway, they might just be trying their luck especially if it is a small debt ?
4. And this is from a purely non- Money Advice stance, but she and her husband should pray together, even if just to get some peace about the whole thing.
All the best Maureen.Ermutigung wirkt immer besser als Verurteilung.
Encouragement always works better than judgement.0 -
No, what I said has been misinterpreted. I only agreed with the principle of the last part and then asked if the church would help them out if they had been in need of food. I'm not being judgemental.OrkneyStar wrote: »In the past I have seen tithes on financial statements, and they have always been accepted. The OP has a faith in which tithing is very important fundamentally to them- it is as acceptable that they are allowed this as someone else may be allowed a basic sky package, for example. I cannot see how anyone can refuse someone else a genuine payment related to their religion. In the bigger picture- what exactly does this small creditor plan to do anyway ? If they are only a small creditor it would not be worth their while spending more money to recover the debt ? Could you not just pay them anyway even if they don't officially accept ?
Surely as a Money Advice Assistant with CAB you have to be non-judgemental ?
Agreeing that a tythe is 'lining someones pocket' is hardly that, is it ?
(Perhaps if you want to broadcast that you are a Money Adviser you should also adhere to the principles of being a Money Adviser ?).
Just a thought!
For the record I post on here in a personal, not professional capacity.
N.B: and by principle I mean that if it came to it that I had to choose between feeding my family and paying 10% to a church, I PERSONALLY would choose food. But then again I'm pagan and we don't have churches or tithes! lolTotal 'Failed Business' Debt £29,043
Que sera, sera.
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The thing is the OP may feel that they owe much more of a debt to God than any creditor! I agree it is a tough one, and as immoral_angel says, I don't think there are any definitive 'rules' on this one, we would just hope a creditor would be sensitive to someones faith, be that muslim, LDS or other. To a person of faith a tithe is a completely different expense than a normal day to day one such as groceries or petrol or whatever! I think my main question would be how paying this tithe alters the length of the DMP (some bright spark will tell me it will take 10% longer lol!).I think it`s a very emotive subject in relation to the board that we are all on...it was ALWAYS going to drift onto the ins and outs of wether its justified or not , which in a way , is good as its debt free wannabee where people will have opinions on how to be , err , debt free...which may include not paying a church 10% of income when you owe others...Ermutigung wirkt immer besser als Verurteilung.
Encouragement always works better than judgement.0 -
and in relation to the sky packages, a basic sky package would be acceptable in some circumstances, such as if they were within a 12 month contract, which if they cancelled would mean they would be liable for the whole remaining term. If it's more than the basic package though, creditors may ask for the package to be reduced.Total 'Failed Business' Debt £29,043
Que sera, sera.
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See what i mean , some would argue God would want a follower to pay what they owe ....thats not being harsh , just trying to put across how it looks to others , on this board , who are being asked to help others become debt free etc0
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