need mortgage for council right to buy

ejc81

£33k COMBINED!!!

I wish I was on £33k on my own!

savemoney

The council housed you in times of needs others are in far greater need than you, you can afford a mortgage on 33k

I am sorry but I dont agree that council should sell you a house on cheap not when you get that sort of money

ejc81 wrote: »

£33k COMBINED!!!

I wish I was on £33k on my own!

VIGILANT22

savemoney wrote: »

The council housed you in times of needs others are in far greater need than you, you can afford a mortgage on 33k

I am sorry but I dont agree that council should sell you a house on cheap not when you get that sort of money

Fortunately you don't make the rules....it's facts that matter in this life not opinion.....

ejc81

savemoney wrote: »

well said 33k and still in council house, still the system clearly is wrong

The system is definately wrong because if we packed in working, went on the dole and had a few more kids the council would probably give us more suitable accomodation.:rotfl:

And they'd be paying all the rent:rotfl:

shellsuit

Do councils really offer properties based on peoples income??

What's the difference between someone renting a private house, then moving into a council or HA house?

If someone is in dire need, they can take the private house and get help with the rent can't they.

I'll be freeing up a private house in 3 weeks to move into a HA home. I've been on the waiting list for 12 years and they know my/our circumstances.

In the future, if we could buy it, we would! Why wouldn't we?

ejc81

OK I give up, I've obviously just attracted a debate instead of anything constructive

Thank you those kind people who have pm me there thoughts on this and the rest of you can debate the running of the country without me as I have no interest in the politics

Innocenti

ejc81 wrote: »

OK I give up, I've obviously just attracted a debate instead of anything constructive

Thank you those kind people who have pm me there thoughts on this and the rest of you can debate the running of the country without me as I have no interest in the politics

I support you on this one. I live in a HA house and my partner and I earn a combined income of £40,000 a year. And no, i will not move out so somebody else can have the house. I am an assured tenant which means that unless I break the HA tenancy agreement the house is as good as mine.

Do I want to buy my own house? yes I do, but I cant because I CANNOT GET A MORTGAGE. 7 years ago when I was given my HA house I was not working and due to redundancy and unemployment my partner and I had CCJ's and defaults. Infact it is only in the past year we have started to earn good money and starting clear the back log of debts, because of this I CANNOT GET A MORTGAGE. I would love to buy a wreck and do it up but I CANNOT GET A MORTGAGE. And there is no way on earth I am moving into private rent, I am not paying double the money in rent even though I can now afford it. And no the council and HA do not kick people out of their houses because they work - it is quite ironic really, the council tenants get sl*gged of for being a workshy jobless !!!!er popping out kids left right and centre and now we get sl*gged off for going to work and earning - the horror!!

And when I finally do get a mortgage will I buy my HA house on full discount which i am entitled to? Not on your bleeding nelly. The HA is welcome to their house back.

Dan_1976

ejc81 wrote: »

OK I give up, I've obviously just attracted a debate instead of anything constructive

Thank you those kind people who have pm me there thoughts on this and the rest of you can debate the running of the country without me as I have no interest in the politics

On behalf of the normal people on here I apologise for the rude, judgmental and childish way people have reacted.

They should know that on a forum you never get to know the true story.

You may have been on 10k a year when you got that house you may well deserve. I am pretty sure most of them are jealous as they paid over the odds for a private house.

Its not your fault that the elected government sold off all the stock, and its not your fault you are allowed a discount.

Get your self a good broker and good luck.

bear1969

hit the nail right on the head dan lot of very jealous people in this country ,be a very different story if the shoe was on the other foot ,good luck ejc81 hope you get your house ,like i said before anyone who is stupid enough to pay for a house on what they think its worth and not what its really worth keep throwing your money away ,but we will live in a house with a really cheap mortgage and plenty of spare cash to do what we want how life should be

andrewmp

ejc81 wrote: »

Ex local authority in my street are worth £115,000 at the very most. !

Whereabouts do you live, £115,000 sounds expensive for an ex council house in the North East?