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"Im cured Im cured!!!".......... oh no.. maybe not?

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Comments

  • tootallulah
    tootallulah Posts: 2,197 Forumite
    I am not cured I have had to block a number of sites just to stop me going there at all - the wear the clothes you've got challenge. Having said that I went to Sainburys last week and spent £106, I LIVE ON MY OWN! So I am on a challenge not to buy any food until I have worked through the freezer,the cupboards and the tin stash currently in the wardrobe because the cupboards are full. Currently on day 9 of the no food buying I am trying to get to day 28.
  • mendedmyways
    mendedmyways Posts: 86 Forumite
    edited 9 January 2011 at 1:17PM
    Hi buffy, tootallulah and lemon tree thanks for your messages, kindred spirits!!!
    £2 coin challenge = 50/250 (20% there)
    Olympic challenge = 0.7% paid off
  • mendedmyways
    mendedmyways Posts: 86 Forumite
    edited 9 January 2011 at 1:18PM
    well today I made a packed lunch to take into work, and made a last minute decision to swerve the co-op and just make tea out of whatever I can find tonight... so my £34 is still intact :T
    £2 coin challenge = 50/250 (20% there)
    Olympic challenge = 0.7% paid off
  • mendedmyways
    mendedmyways Posts: 86 Forumite
    edited 9 January 2011 at 1:18PM
    Nearly 10 days into this diary...

    no more irrational spending urges have been experienced since the last one :)
    £2 coin challenge = 50/250 (20% there)
    Olympic challenge = 0.7% paid off
  • mendedmyways
    mendedmyways Posts: 86 Forumite
    edited 9 January 2011 at 1:18PM
    Update for the first week in march...

    I got my £100 incentive from alliance and Leicester !!! Yay! That was the easiest £100 I ever made. So much so that DH has now applied to get £100, plus we both get £25 for recomending him!
    £2 coin challenge = 50/250 (20% there)
    Olympic challenge = 0.7% paid off
  • mendedmyways
    mendedmyways Posts: 86 Forumite
    Oh and my cash only rule this month seems to be working. I only have £120 left to see me to the 28th... But I think it's do'able. I shall hit the old style boards again on my day off this week and PLAN PLAN PLAN!!!
    £2 coin challenge = 50/250 (20% there)
    Olympic challenge = 0.7% paid off
  • missmental
    missmental Posts: 205 Forumite
    Hi mendmyways,

    Wow you do sound just like me! You sound like you're doing so well. I'm finding it really helpful to read other peoples' diaries for inspiration!!:T So thank you.

    My debt is quite a lot more than yours, but I am hopeful I can clear it before the end of Nov 2012. I too want to be OD free. I want to get paid and have money in my account rather the be straight back in the red.

    Good Luck!
    missmental stopping being mental & to be debt free by 53 :j

  • mrs_robinson_3
    mrs_robinson_3 Posts: 488 Forumite
    Hi MMW

    Thanks to being made redundant at Xmas (my choice, like you have 3 DSs and am happy not to be at work just now) I am OD free as well. Probably for the first time in my adult life! And it feels sooo good!

    I think you should preserve your OD free staus at all costs, but just put whatever you were paying for your OD towards your other balances. That's my approach and it's working for me so far.

    Good luck!

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • mendedmyways
    mendedmyways Posts: 86 Forumite
    Hi missmental thanks so much for Reading and commenting on my diary, it means so much to me to know there are others like me out there!!
    I'm aiming for 2012 too. I can't believe how proud becoming OD free made me last month... And it still hasn't worn off. I just love seeing that little C next to my balance instead of the D that's been there for years!!!
    You have done amazingly well so far £1297 paid off is fantastic!
    £2 coin challenge = 50/250 (20% there)
    Olympic challenge = 0.7% paid off
  • Bad_Weather
    Bad_Weather Posts: 427 Forumite
    Hey!

    No overdraft...I wonder what that feels like!

    I've been in my overdraft since I was 17...I was a student then...now I'm no longer a student, 26 and now have two overdrafts!

    I am also going to attempt your 'cash' only idea! And leave the bank card at home! I switch so much and sont even realise how much I'm spending!

    Keep up the good work you've certainly got the right attitude! Xx
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