Making every penny count

mrs_robinson_3

Just popping in and out but will catch up!

Mrs R

ruby1968_2

Feel you:(, mines also empty apart whats in my purse proberbly enough for some milk.:( and thats it, going to sit down this weekend and get back on track as DS is back on sunday as least he's better:) btw i pinched your link to sneaky ways will have a good read later might get some more good tips.

RubsXX

Eager_Elephant

Have read your thread, seems like you have a very busy, exciting life!!!

The only thing I could think of to help you is to pay the money for your tax straight to the HMRC as soon as you have some saved. I know you won't be earning any interest on it but at least it would stop you dipping in to it, sometimes it can be easy just to think 'oh I can use that money when I am running short'

Sorry if I have spoken out of turn and I appreciate that you may be some way from being able to do the above as your incoming and outgoings have a deficit each week/month.

EE

Pippilongstocking

Just thinking - do you know/have you dipped in and out of this

https://forums.moneysavingexpert.com/discussion/2116179

Its the Mbaz - Feed your family for £40 thread - brilliant tips on there - lots of them for eeking things out and making inroads into the food bills............

You'll probably know it - but anyone new reading might not................xx

macgirl

Hi 40SM :hello:

Fay - thanks for posting that link and the Sneaky Ways to save Pennies thread - I was up during the night reading that one - woke up feeling V. thrifty! Thanks again, have a good weekend all

40somethingmum

fayjmck wrote: »

Just thinking - do you know/have you dipped in and out of this

https://forums.moneysavingexpert.com/discussion/2116179

Its the Mbaz - Feed your family for £40 thread - brilliant tips on there - lots of them for eeking things out and making inroads into the food bills............

You'll probably know it - but anyone new reading might not................xx

Thanks Fay , you are an absolute star;):A

40somethingmum

Quick update on last weeks Household Budget :

Budget £125 Actual £149. .

Not feeling too bad about this as it is way better than £200 I was averaging before

I have upped this weeks budget to £150 as I have to buy a few extras ( ladies things:o and hair dye ..... yes I cannot disguise the roots any longer):rotfl::rotfl::rotfl:

BT bill of £113 has been paid today:T:T:T.

Other than that have had a really busy week at work so I have not had much time to catch up with you all. Hopefully will be able to do that over the next couple of days:)

Hope you are all ok

40SMxx

ruby1968_2

Hi 40sm

gave up on the Hair dye few months ago, just letting it go natural or as natural grey can be, but having serious troubles and the finance front, can't get my head around it at the moment. never mind worse things happen at see.

hope your week goes well

RubyXX

REDMADCURLS

Well done on getting BT cleared

Aren't beauty products and the like just so expensive, even to purchase the cheaper own brands! Makes me cross! But I bet you are now a glamorous 'non-grey rooted' 40SM now!

40somethingmum

ruby1968 wrote: »

Hi 40sm

gave up on the Hair dye few months ago, just letting it go natural or as natural grey can be, but having serious troubles and the finance front, can't get my head around it at the moment. never mind worse things happen at see.

hope your week goes well

RubyXX

Hi Ruby,

I wish I was brave enough to go " natural".:o Sorry to hear you are having problems with finances . how bad is it ??? Perhaps we can work something out ?
(((Hugs))) :A


love

40SMXX

ETA I will happily meet up with you anytime if you need a shoulder ... perhaps take the dogs to the park or something... just give me a shout