Making every penny count

taxi73

Sorry to hear that you're a bit down and that it's all a struggle this month.The kids will be back at school soon so that'll ease the pressure off you.Until then there's not a lot you can do to change thing so best just to go with the flow.

budget_babe

40somethingmum wrote: »

Ok. Just been redoing finances.:( There is nothing for it . ... I am going to have to stick Council Tax on cc:(:(. BT will have to wait until next week;).

I am REALLY fed up now:(

40SMxx

Hugs 40sm (()) from time to time, things like this will happen, take the positive from this. Before you had your lbm you would have been putting much more on your credit card.

Look how far you have come and how you hate to add anything onto your card now. That my friend is real progress and I for one am extremely proud of you.

It is not an easy path to follow trying to reduce your debts while having a life as well, I really feel for you having such young boys and the need to work etc.

JC is right you must be mindful to take care of yourself, you cannot afford to let your health suffer.

So chin up girl, things will get better, just hang on in there and it will in the end, all work out.

Hey Budgie would never lie now would she?

Big hugs matey, moan all you like if it helps. Pm me if you need an ear
Budgie (()) xxxxxxxxxxxxx

40somethingmum

Jasperconran

Thanks for letting me know that you are ok. (((Hugs)) , sweetie.:A It is really difficult when kids are involved but remember you must take care of you & DD. I really hope things improve for you soon.

Please keep in touch;)

Love

40Smxx

40somethingmum

taxi73 wrote: »

Sorry to hear that you're a bit down and that it's all a struggle this month.The kids will be back at school soon so that'll ease the pressure off you.Until then there's not a lot you can do to change thing so best just to go with the flow.

Wise words, as always;). Thanks Taxi

40somethingmum

Budgie,

Thanks as always for your kind words:A. I am fine really ... just going through on of those " there must be more to life than this" moments:rotfl::rotfl:

Did you give up on your diary??

budget_babe

40somethingmum wrote: »

Budgie,

Thanks as always for your kind words:A. I am fine really ... just going through on of those " there must be more to life than this" moments:rotfl::rotfl:

Did you give up on your diary??

Hi 40sm,

I think everyday there is more to life than this .............................

Just had a nightmare with a West Wing boxed set, I've posted on the other thread. I feel drained, yes drained _pale_

Re: my diary attempt, yes its bitten the dust, I was offline so long. Still I shall gatecrash yours if thats ok?

So hope tomorrow is a great day for you and us all.

Hugs matey and take care
Budgie (()) xxxxxxxxxxxxxxxx

40somethingmum

budget_babe wrote: »

Hi 40sm,

I think everyday there is more to life than this .............................

Just had a nightmare with a West Wing boxed set, I've posted on the other thread. I feel drained, yes drained _pale_

Re: my diary attempt, yes its bitten the dust, I was offline so long. Still I shall gatecrash yours if thats ok?

So hope tomorrow is a great day for you and us all.

Hugs matey and take care
Budgie (()) xxxxxxxxxxxxxxxx

Hi Budgie,

I will check on other thread re West Wing ((Hugs))

You can certainly gatecrash my diary anytime, matie;)

Resurrecting (sp?) your diary may be good for you though , sweetie .....goal planning and all that:).

Will try and be on-line with you at the same time so we can have a proper Chat ( or pm or e-mail me ).

Love as always

40Smxx

40somethingmum

Hi Budgie ,

just read the nightmare re West Wing. Best laid plans and all that;).

Must say I am impressed at you thinking of Christmas presents in APRIL:eek::eek:. I don't worry about that until December , then again I am in debt ... you are not.... Go figure;)

40somethingmum

Morning all:wave:

Have finally paid the council tax... by credit card:o .... needs must and all that.

Yesterday I worked from 12 to 6.30pm so managed 6.5 hrs. I had really intended to stay until 7.30 pm but had a serious case of CBA!! . I can't wait until the schools go back and I can get back to normal as I have certainly lost my focus over the last couple of weeks. I really need to get back to doing my 45 hrs per week as tax bill is looming and I need to have something in the pot:eek:.

Like many people on this site I am a BIG Paul Mckenna fan . I have the following books /Cds :

> Change your life in 7 days
> I can make you thins
> I can make you rich
> Control stress
> Stop emotional spending Cd ( freebie with newspaper)

I have achieved none of the above, not because they don't work, but because...I just want instant success, flick through the book , listen to the CD a couple of times , give up and then buy another book. I must admit I do find the cds very relaxing when I am stressed so would highly recommend them.

So...... as of today I am going to use the books properly, work through the exercises & listen to the CDs. I will start with " change your life in 7 days" and see what happens. Hopefully in 7 days I will be more positive and focused with a determination to succeed. Let me know if you can see any changes in my attitude;)

Have a good day all:D

40SMXX

40somethingmum

Just played my TAB scratchcard, won 25p, played it through and guess what won absolutely... nothing:( Does anyone ever win on this site ... I feel like I am wasting my time.