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Making every penny count
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I also buy presents up front. I bought loads of cheap cards in the sales in Jan (paperchase ones too, so they look really nice!). I find TK Max can't be beat for good kids toys and books.
Also Asda is good if there's one near you. If you can get them through the year, you can find the bargains rather than paying through the nose.
Hope work is ok0 -
Thanks for kind words on my diary 40sm - really appreciated
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
mrs_robinson wrote: »Thanks for kind words on my diary 40sm - really appreciated
Mrs R
You are more than welcome Mrs R;)0 -
I am having that end of the month feeling and it's not even the middle yet :rotfl:
I need to get DS some new trousers but I think for the sale of a few weeks until the end of term he will simply have to look as if his cat has died for a while.1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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In_my_dreams wrote: »I am having that end of the month feeling and it's not even the middle yet :rotfl:
I need to get DS some new trousers but I think for the sale of a few weeks until the end of term he will simply have to look as if his cat has died for a while.
I know what you mean IMD. As I mentioned little DS needs a new school jumper ( desperately) but if I thought the weather would remain like this I wouldn't bother ( they always lose them when they take them off when they are too hot :mad:).
I usually have the end of month feeling all month long!:o
Have a good day;)0 -
Its that time of the month again ! The time when I feel fed up because I have no money
. I am so fed up that I frittered away the best part of £10 in the supermarket on nothing:mad: I am so fed up with myself.
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Well thats just too weird........there must be something psychological about the middle of the month...........I came out of work today and HAD to spend money, and I mean HAD to.
£27.99 gone to Homebase!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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REDMADCURLS wrote: »Well thats just too weird........there must be something psychological about the middle of the month...........I came out of work today and HAD to spend money, and I mean HAD to.
£27.99 gone to Homebase!
I know what you mean. I was picking up anything in the supermarket .... 3 different cleaning products... only one needed and get this I HAVE NOT DONE ANY CLEANING:rotfl::rotfl:0 -
Oh , should add we ALL have just had Mcdonalds for lunch:o. What happened to counting the pennies ? Even more skint this week now:eek:0
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