We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Making every penny count

1444547495092

Comments

  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Marru wrote: »
    Yep it is, they want someone ACCA qualified and I am only starting (did get 4 units excempt) however I have qualifications from different country so I hope that plus my 20 year experience will help.

    Good luck with that . ;) I only did 2/3 of ACCA but am QBE .
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I also buy presents up front. I bought loads of cheap cards in the sales in Jan (paperchase ones too, so they look really nice!). I find TK Max can't be beat for good kids toys and books.
    Also Asda is good if there's one near you. If you can get them through the year, you can find the bargains rather than paying through the nose.

    Hope work is ok :)
  • Thanks for kind words on my diary 40sm - really appreciated

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Thanks for kind words on my diary 40sm - really appreciated

    Mrs R

    You are more than welcome Mrs R;)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    I am having that end of the month feeling and it's not even the middle yet :rotfl:

    I need to get DS some new trousers but I think for the sale of a few weeks until the end of term he will simply have to look as if his cat has died for a while.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    I am having that end of the month feeling and it's not even the middle yet :rotfl:

    I need to get DS some new trousers but I think for the sale of a few weeks until the end of term he will simply have to look as if his cat has died for a while.

    I know what you mean IMD. As I mentioned little DS needs a new school jumper ( desperately) but if I thought the weather would remain like this I wouldn't bother ( they always lose them when they take them off when they are too hot :mad:).

    I usually have the end of month feeling all month long!:o

    Have a good day;)
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Its that time of the month again ! The time when I feel fed up because I have no money :p. I am so fed up that I frittered away the best part of £10 in the supermarket on nothing:mad: I am so fed up with myself. :(
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Well thats just too weird........there must be something psychological about the middle of the month...........I came out of work today and HAD to spend money, and I mean HAD to.

    £27.99 gone to Homebase!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Well thats just too weird........there must be something psychological about the middle of the month...........I came out of work today and HAD to spend money, and I mean HAD to.

    £27.99 gone to Homebase!

    I know what you mean. I was picking up anything in the supermarket .... 3 different cleaning products... only one needed and get this I HAVE NOT DONE ANY CLEANING:rotfl::rotfl:
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Oh , should add we ALL have just had Mcdonalds for lunch:o. What happened to counting the pennies ? Even more skint this week now:eek:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.