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Having courage to be honest

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  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    Great news DH has got his new car and it's great more economical which is good also have managed to clear some debts today so things are looking great at the moment. will update my signiture now.

    Ruby68xx
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    Although there is still an outstanding balance of £17,005.50, We are happier that most of the debt has gone now we can concentrate on what the future holds.

    an update on BIL still in intensive care and still can't breath unaided so not much change.

    Ruby68
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news that you only have one debt :grin:
    Only £5.51 and you will be in the 16's.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    Hi Beanilou thankyou yes I am really please with myself, my payments to this remaining account are £25.00 per month so will take a while although it's been around for a number of years, once I have got used to having some extra budget each month I will look at increasing the monthly amount each month the company review every six month so I'm sure they'll be in contact before i will:D. hope everything ok with all.

    rubyxx
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Hi Ruby,

    Good news on the new car :j DH's car is still " off the road " but as I broke my ankle a couple of days ago :( he will be able to use mine for 6 weeks :eek::eek:.

    Every cloud has a silver lining ( or so they say!!);)

    Hugs to you

    40SMXX
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    Oh No you poor thing _pale_ at least you'll be able to watch the :footie: with your feet up, hope you not in too much pain, make sure you have them running around you for a change :D enjoy the weather.

    rubyxx
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Thanks ruby,

    I have no choice to put my feet up.... doctors orders;)

    How are things with you ??

    40SMXx
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    Hi Guys
    Just popping back to say HI:D
    Sorry not been around very much recently have been quite busy with fund raising events and with the veggy garden,

    40 sm how are things with you is the ankle any better?
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • :hello:Morning All

    Scared in realisation this weekend, CB has now stopped for DS so lose of £13 a week and still waiting to get hold of TC to find out when that finishes as he's not going back to college so that again will be a loss of £30.00 per week,Total financial loss per week approx £43.00 :eek: That is gonna make a real dent in the budget and to top it all groceries have gone up.

    So need to get into Budget mode again and meal planning Not that I really left it behind :D but getting to grips big time. so still doing PADs and O/D cominmg down a bit at a time and have got sealed pot also going on and have got £14.00 in it as of this morning.

    Well today brings trials and tribulations yet again It's Monday DD and DS still home, DD goes back to school Thursday but needs Trousers and haircut this week :eek: and OMG DS still home no job pain in the butt and completely doing my head in, need to get hold of TC's today and JSA to see when he can start claiming.

    Wish me luck I'm gonna need it.:D

    Ruby1968:wave:
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Good luck Ruby xxx
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
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