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Having courage to be honest
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well it's been a busy week, have finished digging over the veggy patch now and have some veggy planted, busy day today shopping, no housework done so will be doing that tomorrow whilst hubby at work, hopefully DS will go out too so will get some piece and quiet( wishfull thinking) having real touble trying to keep calm at the moment,
on a good note 21years married yesterday had a great day and going out to dinner on sunday.
also managed to clear an account today from the provi loan but still have a way to go, have updated signiture too.:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
Great news on clearing another debtI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks beanielou
great relief although hasn't really made too much difference to whats going out but at least it's 1 down, still have 3 small ones left with provi, but getting there slowly.:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
have busy day today, need to take dog to vets he's been ill for a number of days now and doesn't seem to be getting any better, also need to take self to doctors as hip and back doesn't seem to be getting much better if anything getting worse, any how the housework won't do it's self so need to get that done, don't suppose I'll get much help from DS as he's being rather difficult at the moment so is DD also had to have words with hubby on the helping front, which of course fell on deaf ears:mad: have had beaky early so will up date later on how the days gone.
RubyXX:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
well I've managed a small payment of £2.48 towards the catalogue debt
every little helps:),
will try and manage a bit more next week so will be shuffling the budget around to make some small payments on all.
although have to catch up on the pile of bills that has just landed on the mat:o ouch that hurt.
my dog is much better so avoided a vet bill left him an extra day to see how he was, made a good choice on this one.:)
however went to gp myself and yep I have managed to pull the muscles and tendons in my lower back which are attached to the hip ((ouuuch) will get better over time with the usual tablets.:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
Plan of Action for week beginning 17th May
Income £297.00:)
Outgoing breakdown
* Pay Sky £60.45
* Petrol costs for Hubby £80.00
* Direct Debit At £30.00
* Provident £27.00
* Smaller payments to cat, and O/D £12.00
TOTAL Outgoings £209.45:(
Total Balance £87.55.for Shopping.:o
Also have good news on the veggy front I have 9 seedlings come through (courgettes) and 9 spring onions very please with self as I've never grown anything before from seeds.:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
£87 for shopping is a lot I think.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
hi beanilou
the £87.00 is what is left in my budget for the week I'm hoping that the shopping will be minimal this week as I don't really need that much am going to sort cupboards and freezer out tomorrow and see what I actually need for the week and what can be used up.:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
well another week comes and goes and more challenges arrive, 1 of our friends has given me some more gardening bits to help grow my seeds for my new veggy patch so hopefully can get really into it now and it was free so am feeling very mse at the mo just need to get my head around everything else. well onwards and upwards as they say.
hope all is well with everyone
rubyXX:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360 -
Evening everyone
Hope you have all had a pleasent week with the weather, I thought I'd pop back and update my diary a I haven't for a while, have managed to pay some bills this week so the balances are coming downalthough still have a long way to go much like everyone else.
Have nothad a very good week heard on Tuesday that my brother-in-law had 2 heart attacks whilst at work and is currently on a ventilator there has not been much change in his current condition just hoping for the best (thats all we can do) at the moment,
everything else seems quite triveral compared to what his wife is going through.
Also had a phone call from capital finance the other day trying to offer me debt advice and possible DMP but I told them that I wasn't really that interested at the moment and I not sure I want to go down that road ??
have just given OH the rest of our money for petrol for the rest of the week :mad:so will need to get head together regarding how to pay the bills for the rest of the month.
On a good note the veggy patch is going really well and my little seedlings are really growing up (well they say talking to veg helps)
also really tired at the moment have pushed self to the limit this week and am paing th price now, have medical assessment tomorrow so with see how it gos not that it will make much difference unless these people suffer the same way( instead their there to fill in forms and make judgements) hope you all have a good BH and wishing the weather good.:oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 360
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