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Thats another fine mess I got myself into
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may get one of those cleaners myself0
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Oh it is definately a worthwhile investment - maybe this time next year but you know, I think I would choose to have a gardener first (if only for the summer months)
The garden looking good makes me smile so muchLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Wow Reddie - such positivity!
And it's good to see that your new business year is off to such a great start.
And well done on your returns: if they were gorgeous and cheap, I would have found it sooooooo difficult! xPlease call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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They were Pickle, but will be most goregous and cheaper next month when I have some pennies!
DH wants to go on holliers in January - not too sure what to do about that. He said if I am forcing him to shut up shop for 2 weeks, he wants to go away for a few days. We'll see.
Once the X factor is over, isn't the tv just pants on a Saturday night!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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WE are also debating a holiday and we are not doing nearly as well as you with debt busting!! Thing is life is too short that we have to have some fun! Dh is having tests at the moment and while hopefully everythingwill be fine, it's made me review life. In my case, my eldest is 13 and keep thinking she won't want to be going on holiday with us in a few years so I want to make the most of her now!!!Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120
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Fenn Wright Manson in T Maxx is one of my down falls. However you have every chance of finding the trousers still there next month on the reduced rail. Good luck.0
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You have done so well over the past year and paid a huge chunk off your debts- and sounding so positive about next year! Well done on the weight loss too- I have lost weight but put a bit back on which I desperately want to shift before my little sister's wedding next July!
Hope you have a good Sunday- it's absolutely pouring here and I am trying to motivate myself to go to the gym...0 -
Cialilerin wrote: »WE are also debating a holiday and we are not doing nearly as well as you with debt busting!! Thing is life is too short that we have to have some fun! Dh is having tests at the moment and while hopefully everythingwill be fine, it's made me review life. In my case, my eldest is 13 and keep thinking she won't want to be going on holiday with us in a few years so I want to make the most of her now!!!
That's so true - both life being too short and your 13 year old not wanting to go with soon...........I have a quick look but so far cheap hotel = expensive flight or vice versa. We could just go somewhere in Ireland but have concerns re snow etc.tootallulah wrote: »Fenn Wright Manson in T Maxx is one of my down falls. However you have every chance of finding the trousers still there next month on the reduced rail. Good luck.
Toot - thats what I am hoping. Love their clothes and they are such good quality!Luckystepho wrote: »You have done so well over the past year and paid a huge chunk off your debts- and sounding so positive about next year! Well done on the weight loss too- I have lost weight but put a bit back on which I desperately want to shift before my little sister's wedding next July!
I was naughty yesterday and at quite a bit of chocy..........will really need to be energetic today. I do however refuse to go to a gym.......I hate them.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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It's Sunday!
You all have been so kind about our debt reduction but I am not sure it's worthy of such praise!
Today I do need to clean the car - it is dirty, dirty, dirty! And a walk would be good.
Tonight I MUST ebay - no excuses.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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of course it's worthy of praise as all reduction in debt is an achievement and it all has a cumulative effect at the end of the day.0
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