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Thats another fine mess I got myself into

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    from small acorns...the saying goes
  • I think so too Taxi!

    Its a plan and plans are good. Iit gives me a clear focus and basically if it goes to plan, when the job is created, it is mine for the taking. It will me at least £5k more which is also excellent.

    First Direct called me today and left a message saying it istime for the annual review of my overdraft,why does this make me nervous?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I'm liking the sound of these 'plans', Reddie: they sound like sound plans that could very easily bear fruit.

    And what do you do with fruit? If in Reddie's house, you make pies!

    Pies are tasty. And pies bring in money for you, so it's a double bonus as far as you are concerned. ;)

    In the meantime, keep battling with the business debt and Ricky B's cash, and you will be in the money when the payrise does come through. :)

    Good times! :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Red

    It sounds like good times are ahead for you on the job front, and the extra £5k will make life a little easier x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • The new job prospects sound good and something to work towards! I expect First Direct just want to try to talk you into taking out more credit with them, every time my bank told me I needed a 'review' this was all that happened!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Funny you should mention banks and phone calls, Reddie: I got a call from HSBC today, trying to flog me one of their fee-paying accounts with X, Y, Z, then back to A, B, C etc. in benefits. I said 'no thanks' for the minute. ;) Perhaps there's something in the air for the bankers?
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • taxi73
    taxi73 Posts: 20,815 Forumite
    all sounding good towards the new job.
    hope it goes ok with FD
  • Hi Red, just having a bit of a catch up on your diary. Hope the job develops for you. Good luck with your plan.
  • Like the sound of the plan. Like everywhere at the moment, public services don't have the money to create new jobs at present, got to get a little further through this recession before we see any increase in our wages!!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    hi RMC
    sorry to have been missing in action. Have basically been ill for the last month with sinusitis - yes that long. Has been really painful.
    Now feel better but all energy less as haven't been able to swim for the last month - just too painful on the sinuses.

    Sorry to hear that you didn't win the final. But woohoo that you actually managed to get 4 tickets. I must start asking the universe for help for me...just framing the request can be tricky....

    Well done on making it to year end. I did think of you yesterday. I hope the accounts show a good upturn in turnover. It will give you the motivation you need to keep on going.

    It did make me smile about the 680 in and the 1000 out, I hope your OH gets the idea of balancing the books soon.

    Good luck for the next year
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
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