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Thats another fine mess I got myself into

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Comments

  • mazinmouse
    mazinmouse Posts: 240 Forumite
    I've been following your diary since I stumbled upon it recently - just want to say I am one of those who follow for the most part silently; and not lurking, but keeping my fingers crossed for you and congratulating you on your great progress so far and also on your staying power and your determination! I can't read all the diaries but I do wish all the best to everyone experiencing money problems and juggling and living from moment to moment.
    :A
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thank you Mazinmouse and please do throw your tuppence in every so often!

    Some days my determination and staying power are higher than others, but seems like lately I am on a roll!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Just been for a 4 mile walk with the doggie...................it was good for us!

    Today is organising day..............

    Vacumn upstairs
    Vacumn downstairs
    Clean bathroom
    Ironing
    Dust and Polish downstairs
    Dust and Polish upstairs
    Clean Cooker hood - its revolting!
    Make dinner
    Ebay
    Watch X Factor
    Change Bed
    Washing & Drying of one load of clothes (others done already)
    Prepare for week ahead!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Just updated sig.

    Happily we are now in the £36k's with personal debt and very happily reducing business debt too...............

    I have mentioned before that £5400 of the bus debt was being paid off weekly, this is now down to £4200 and will reduce by approx £400 per month. So this means I have just £3000 to pay off outstanding debts with creditors we no longer use (well that's a lie because £1700 is to mum because she cleared one for us - the debacle of the bounced chq back in July) So this means that I really only have £1300 of debt that peeps are chasing us for.........happy days.

    October is tight because we have to buy a lot of supplies but November will see the income of that and that WILL clear the £3000, which will make me a happier girl than I already am! So end of November we should owe only £3400 in total and that will be cleared in 6 months or less!

    Still plan to continue with min payments on personal until end of January and then its full steam ahead for 2011..............have to set a target for that but need to do a little more crunching to get a realistic target!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    REDMADCURLS wrote: »
    Just been for a 4 mile walk with the doggie...................it was good for us!

    Today is organising day..............

    [STRIKE]Vacumn upstairs[/STRIKE]
    Vacumn downstairs
    [STRIKE]Clean bathroom[/STRIKE]
    Ironing
    Dust and Polish downstairs
    [STRIKE]Dust and Polish upstairs[/STRIKE]
    Clean Cooker hood - its revolting!
    Make dinner
    Ebay
    Watch X Factor
    [STRIKE]Change Bed[/STRIKE]
    [STRIKE]Washing[/STRIKE] & Drying of one load of clothes (others done already)
    Prepare for week ahead!

    Using the Mrs R method, I have an hour done, (unlike Mrs R, I am now taking a break) and have another hour to do.

    Managed to also clear out hot press - loads of grey/faded towels. How many can two people use? I have allowed 5, and two for doggies bath. More than enough I should think!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    loving the new sig and well done ...looks like it's all coming together now
  • taxi73
    taxi73 Posts: 20,815 Forumite
    well done on housework as well...i've no energy to do mine
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You are too busy doing way more important things Taxi!!!!!!!!!!!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    what am I doing that's important... lol
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Getting Better and Better and Better!! And doing it with such grace too :)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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