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Thats another fine mess I got myself into

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the weight loss.

    good luck with van,vat return and company paying you
  • Well done on the weight loss! Are you doing any exercise? That's the bit I find hard - never have the time!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • No Ciarlilerin, exercise is most definately my challenge! It is not that I don't have time, I am lazy and would prefer to wash windows than exercise (I have very dirty windows!!!!) However, I know to get to the weight I see myself at, I need to engage in some activity, my preference is swimming and I have told myself I must start that in October so watch this space.


    I am delighted to report no chqs were presented for clearing this morning and so we are cool! We were a few pennies short and I worked very hard not to panic and just tried to manage it best I could, which I have and now on Monday we will be fine!

    Life is good!

    It's Friday and I have an extremely busy day ahead but I will have cleared a major problem by the end of today and that makes me smile.

    Fabulous Friday to all x
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • I asked Mr Halifax to return what he had charged on my cc to me, he said no.

    I asked Mr Halifax again and suggested I was going to keep asking him, he sent me a letter saying

    'Dear Mrs RMC, we are going to credit your account with £125 because the universe said it was the right thing to do'


    Thank You Mr Halifax.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    'Dear Mrs RMC, we are going to credit your account with £125 because the universe said it was the right thing to do' QUOTE]

    That is amazing Red, well done for not giving up and taking no for an answer.

    Today I am going to ask the universe to bring my brain back as I seem to have morphed into a teenager again lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    £125? Get in! :D

    BTW, you also need to ask the universe for a Panasonic breadmaker.

    I've totally blown the diet for this week...you should have been a guest at my dinner party last night - it was well worth the calories! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done on £125 have you finished with Mr H or will you continue the fight, I found once they gave in a bit another few letters and they gave into the rest.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • No that was what I asked for - so myself and Mr H are all square! Just MBNA to go now! They will advise by 20/10.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo wrote: »
    Today I am going to ask the universe to bring my brain back as I seem to have morphed into a teenager again lol!


    Being a teenager can be good (for a little while) :D

    InaPickle wrote: »
    £125? Get in! :D

    BTW, you also need to ask the universe for a Panasonic breadmaker.

    I've totally blown the diet for this week...you should have been a guest at my dinner party last night - it was well worth the calories! ;)


    I would gladly be a guest at your dinner party - and I wouldn't go through your drawers either :rotfl:

    I need to ask the universe for many things..............but No 1 is peace of mind! In the mean time I will add a breadmaker to my list, ta for reminding me.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Chq's arrived today - £680

    DH then wrote a chq for £1000

    Doesn't take a genius does it??????????????

    Spent the afternoon with a challenging young man who made me work for my pennies BUT at the end of our time together he said 'thank you for everything you did for me today' and that ladies and gents brought a tear to my eye (softie that I am!)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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