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Thats another fine mess I got myself into
Comments
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Oh good luck with danger week!
Yes we're ok, some things need paid but nothing is urgent or due, so for us that means ok LOLLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi Red, just another jumping in to heap you with praise for your brilliant progress with the debt!. I don't post to you (or anyone really) that much, but catch up once in a while and your diary is one of the best for making me smile!
I really hope your 2011 brings all you want it to - and enjoy every mouthful of that M&S food as it is very well deserved.
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
THANK YOU Mrs R - you have made my life so much easier as a result of following your "2 hour Cleaning System"!
I am glad I can make you smile with my rantings and ramblings!
I most certainly will enjoy our M&S food, as 'it's not just any ordinary food...........' LOL (Makes a change from Lidl etc) Oh how my mindset has changed....a year ago, I would not even have fluttered as spending (well using cc) £50 in M&SLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Look at you M & S Food how things change so quick LOL, I may be joining you soon if the cash runs out I have £50 in vouchers.
How bizarre skint and eating M & S food the things we have to do to get byMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Mmm M & S food, yummy. That has really made me laugh though, being skint so having to shop at M & S!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Have just finished books and am very very very pleased to annouce sales are up a massive
90%
on last year!
:j:j:j:j:j:j:jLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Re M&S food, how odd is that, spending vouchers on food! But you what, we are so going to enjoy that food. It will feel like Christmas has come early, it is so long since we had it!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Consider the food a treat for that fantastic increase in sales :beer: long may it continue, well done to Mr & Mrs RedMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Thank you Mrs HWG!
This year of course I got the much bemoaned accounts system. After playing with it this last few months, I am now clear on what it can do and it will make 2010/11 much easier to manage.
Also of course because bulk of business debt is now gone, we can start to pay ourselves back our initial investment, or to translate into MSE - we can pay back CC debt!
Also I will now be able to focus on bringing costs down so hopefully we will see a profit next year - LOL you never know we may even have a teeny tax bill too LOL!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Can we include the Red household on the clear the debt by xmas 2011, im just grabbing that positive attitude its great to see.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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