Loancheck/Watsons Solicitors

marshallka

This was about the first owner (I think!!) of the Accident Group

http://www.independent.co.uk/news/uk/crime/insurance-pirate-of-the-mediterranean-the-extraordinary-life-of-mark-langford-435942.html

http://en.wikipedia.org/wiki/The_Accident_Group#Death_of_Mark_Langford

This bit is interesting

Administration

In light of a change in the law, the model on which the Accident Group operated began to fail. Legal costs undertaken by the claimant were moved from claimable against the other party, to payable by the claimant. This meant that the amount of money paid to claimants dramatically fell, whilst the money payable to solicitors undertaking the claims were too high.
Secondly, the number of false claims filed by claimants began to cause concern to investors. A BBC One program, The Man That Made Accidents Happen, interviewed the former Accident Group special investigator Paul Stott. Mr Stott focused on the practice of multiple claims - the practice in which a single claimant would sometimes make claims for many different accidents. He also found that some salespeople also made many multiple claims for themselves. Stott claimed that one couple who both worked for the company and had made 33 claims for themselves, of which nine were accepted by the company, and made a further 40 claims for people living in their street, and another 68 claims on two addresses nearby where their friends lived: of the total, 24 were accepted by the Accident Group. Stott said that many claims went through, defeating the checking procedures the company had put into place, saying: "Working on the figures that I had to hand at the time, of the totally ridiculous claims, 30 per cent went through."
After administrators were called in, notoriously most of the firm's 2,400 employees were dismissed via SMS text message sent by Langford which read:

Urgent. Unfortunately salaries not paid. Please do not contact office. Full details to follow later today.

A good read I think

maxdp

marshallka wrote: »

Are there any legal people aboard? What is vexatious litigation? How is this looked at by our courts? From what I can google about it it says


The Court will find that a litigant is a “vexatious litigant” according to Section 42 if they have “habitually, persistently and without reasonable ground” instituted civil or criminal or all types of proceedings. In particular, the Court will consider the entire history of the litigant’s activities of Court proceedings. In the past Courts have held that the hallmarks of vexatious proceedings are that they have little or no basis in law. Furthermore, the effect of the proceedings is to subject the defendant to inconvenience, harassment and expense out of all proportion to any gain likely to accrue to the claimant, as well as involving an abuse of process of the Court.

IF the solicitors actually said to people that they had claims in the first instance that would stand in court then could this be classed as vexatious litigation OR do the cases have to get to court for it to be considered and fail. IF all that people were wanting in the first instance was to just claim back PPI (and not all the rest that was told could be claimed by both Loancheck and the solicitors) then surely they would not have signed contracts with a solicitor. Surely the solicitor should have known that the cases he was actually taking on lacked merit in the beginning?

Remember I am no lawyer here and most probably a load of tosh but how does this vexatious litigation work?

The same as you Marshallka I have no legal knowledge but I am aware that for instance a hospital I did some training for had several vexatious complainers. They would ring, write and complain on a weekly basis about a service or staff etc etc.

I would put it that in the instance that you are talking about it would be more directed at somebody who was always taking councils to court for tripping up pavements or burning their mouths on coffee sold in Macdonalds etc etc. Again just putting that in the pot do not know for sure.

marshallka

maxdp wrote: »

The same as you Marshallka I have no legal knowledge but I am aware that for instance a hospital I did some training for had several vexatious complainers. They would ring, write and complain on a weekly basis about a service or staff etc etc.

I would put it that in the instance that you are talking about it would be more directed at somebody who was always taking councils to court for tripping up pavements or burning their mouths on coffee sold in Macdonalds etc etc. Again just putting that in the pot do not know for sure.

It was just a thought maxdp. Thought about it whereby the solicitors had taken cases on and they should have known they had no merit (as they are getting back to some of you now and saying your claims are much less than first thought) so really and truely they have misled (or been misled??). Just suppose that the solicitors were allowed to claim the fee back from the client (not saying that this will happen) then would anyone really have gone with them for just the PPI back knowing that you would charged a lot of it back in fees. I really doubt it. The only thing that stood out in Loancheck was the getting more back than just the PPI and this does not stand so someone, somewhere is to blame for being negligent.

Also maxdp has your case been dropped like with ahsila5 as you had a similar letter from your other solicitor OR has the other solcitor said he would continue it but as the claim is under £5K then the CFA would not stand.

maxdp

Hi Marshallka Will answer your question above soon

In the meantime found this I know it is old news but did not know who liquidators were.

Company Number: 06821047.
Name of Company: LOANCHECK ADMINISTRATION LIMITED.
Nature of Business: Financial Auditors.
Type of Liquidation: Creditors.
Address of Registered Office: BWC Business Solutions Limited, 8 Park
Place, Leeds LS1 2RU.
Liquidators’ Names and Address: David Leighton Cockshott and Paul
Andrew Whitwam, both of BWC Business Solutions Limited, 8 Park
Place, Leeds LS1 2RU
Office Holder Numbers: 8974 and 8346.
Date of Appointment: 24 September 2009.

By whom Appointed: members and creditors.

marshallka

maxdp wrote: »

Hi Marshallka Will answer your question above soon

In the meantime found this I know it is old news but did not know who liquidators were.

Company Number: 06821047.
Name of Company:

LOANCHECK ADMINISTRATION LIMITED.
Nature of Business: Financial Auditors.
Type of Liquidation: Creditors.
Address of Registered Office: BWC Business Solutions Limited, 8 Park
Place, Leeds LS1 2RU.
Liquidators’ Names and Address: David Leighton Cockshott and Paul
Andrew Whitwam, both of BWC Business Solutions Limited, 8 Park
Place, Leeds LS1 2RU
Office Holder Numbers: 8974 and 8346.
Date of Appointment: 24 September 2009.

By whom Appointed: members and creditors.

How is this company involved in this maxdp. Are there any more you need to know the administrators of?

maxdp

Just trawling was looking for info. Had not seen the name before. Was not who I contacted

marshallka

maxdp wrote: »

Just trawling was looking for info. Had not seen the name before. Was not who I contacted

A bit more info here if its any use to anyone


Date: 1 October 2009 Issue Number: 59201 Page number: 16881 Publication Date: Thursday, 1 October 2009
Notice Code: 2441
Resolutions for Winding-up
LOANCHECK ADMINISTRATION LIMITED
(Company Number 06821047)


At a General Meeting of Members of the above-named company, duly convened and held at BWC Business Solutions Limited, 8 Park Place, Leeds LS1 2RU on 24 September 2009 the following Special Resolution was duly passed:-
That it has been proved to the satisfaction of this meeting that the Company cannot, by reason of its liabilities, continue its business, and that it is advisable to wind up the same and, accordingly that the Company be wound up voluntarily and that David Leighton Cockshott and Paul Andrew Whitwam of the firm of BWC Business Solutions Limited, 8 Park Place, Leeds LS1 2RU be and are hereby appointed as Joint Liquidators for the purposes of the winding up.

Daniel J. Paulauskas Chairman






(932596)

http://www.london-gazette.co.uk/issues/notices/all=loancheck/start=1

marshallka

The group of companies for Loancheck SA were

Zar World (changed to Salop Consolidation)

Ascot legal Services

Severn Administration (changed to Salop Administration)

Konsul Limited (changed name to Salop Associates limited)

Capstan (says on the Loancheck sa FA Simms document - Capstan’ an on-going ATE Insurance project

Loancheck Foundation (still trading???)


Publication Date: Friday, 11 September 2009
Notice Code: 2410
Appointment of Administrators
In the High Court of Justice, Chancery Division
Companies Court No 18254 of 2009


ASCOT LEGAL SERVICES LIMITED
(Company Number 06546597)
Nature of Business: Other Financial Intermediation.
Registered Office of Company: Ascot Legal Services Limited, Baxter House, 48 Church Road, Ascot, Berkshire SL5 8RR.




Date of Appointment: 04 September 2009.

Joint Administrators' Names and Address: Paul David Williams and Geoffrey Wayne Bouchier (IP Nos 9294 and 9535), both of MCR, 43-45 Portman Square, London W1H 6LY.

Appointment of Administrators
In the High Court of Justice, Chancery Division
Companies Court No 17305 of 2009


SALOP MANAGEMENT LIMITED (FORMERLY SEVERN ADMINISTRATION LIMITED)
(Company Number 05965347)
Nature of Business: Legal Activities.
Trade Classification: 7411.




Date of Appointment: 07 August 2009.

Joint Administrators' Names and Address: Asher Miller and Henry Lan (IP Nos 9251 and 8188), both of David Rubin & Partners LLP, 26-28 Bedford Row, London, WC1R 4HE.



Date: 4 September 2009 Issue Number: 59175 Page number: 15252 Publication Date: Friday, 4 September 2009
Notice Code: 2410
Appointment of Administrators
In the High Court of Justice, Chancery Division
Companies Court No 17960 of 2009


SALOP CONSOLIDATION LIMITED (FORMERLY KNOWN AS ZAR WORLD LIMITED)
(Company Number 06078237)
Nature of Business: Other business activities.
Trade Classification: 7487.

Date of Appointment: 25 August 2009.

Joint Administrators' Names and Address: Asher Miller and Henry Lan (IP Nos 9251 and 8188), both of David Rubin & Partners LLP, 26-28 Bedford Row, London, WC1R 4HE.



Date: 4 September 2009 Issue Number: 59175 Page number: 15252 Publication Date: Friday, 4 September 2009
Notice Code: 2410
Appointment of Administrators
In the High Court of Justice, Chancery Division
Companies Court No 17958 of 2009


SALOP ASSOCIATES LIMITED (FORMERLY KNOWN AS KONSUL LIMITED)
(Company Number 05965347)
Nature of Business: Legal Activities.
Trade Classification: 7411.


Date of Appointment: 25 August 2009.

Joint Administrators' Names and Address: Asher Miller and Henry Lan (IP Nos 9251 and 8188), both of David Rubin & Partners, 26-28 Bedford Row, London, WC1R 4HE.


Just a bit of (maybe useless) information about the administrators of the loancheck companies from the FA Simms document.

marshallka

maxdp wrote: »

Hi Marshallka Will answer your question above soon

In the meantime found this I know it is old news but did not know who liquidators were.

Company Number: 06821047.
Name of Company:

LOANCHECK ADMINISTRATION LIMITED.
Nature of Business: Financial Auditors.
Type of Liquidation: Creditors.
Address of Registered Office: BWC Business Solutions Limited, 8 Park
Place, Leeds LS1 2RU.
Liquidators’ Names and Address: David Leighton Cockshott and Paul
Andrew Whitwam, both of BWC Business Solutions Limited, 8 Park
Place, Leeds LS1 2RU
Office Holder Numbers: 8974 and 8346.
Date of Appointment: 24 September 2009.

By whom Appointed: members and creditors.

And also if you google this BWC Business Solutions Limited there is a website currently under contruction so it seems for them.

marshallka

FA Simms were wrong in their independent audit and due diligence (hmm????) report....

We have viewed a contract in place between Professional Investments Limited (PIL) and
the SAL. PIL are utilised as a ‘funnel’ for the introduction of cases from professional
intermediaries. The work flow from this source indicates that SAL can obtain case
volumes as dictated by SAL as per its business projections.



They actually meant Protected Investments Limited I assume??? Would you want your company actually linked to these lot now if they got the name wrong which is assumed they have? What a shame for Professional Investments Limited.

Also not seen this before

http://www.fasimms.com/Loancheck.html