Loancheck/Watsons Solicitors

maxdp

marshallka wrote: »

Just read on scam that it seems section 75 is not upholding complaints for the fees that customers paid to Cartel as someone has posted. It was with Barclays too and they have written this.


""On this occasion, it is noted that your account has been debited by Cartel Client Review L whereas the claims have been passed on to Consumer Credit Litigation Solicitors, who are not a party to the "debtor-creditor-supplier" agreement. As such, it is Barclaycard's view that Section 75 of the Consumer Credit Act 1974 does not afford protection in this regard.""


Don't know how true this is but that must be a bummer for some. I wonder if all credit cards will do the same.

Crikey that is bad especially when people were told to do that by Cartel. I wonder how that works when they have obviously credited some peoples accounts under Section 75.

millwallpaul

Hi Maxdp

The terms of Loancheck to take the case on was that the claim had to be worth more than £5000.

I was like marshalka, where I had already paid up my loan, but because the whole claim was worth more than 5K they wanted to take it on. I think they are just lying through their teeth to you now.

maxdp

millwallpaul wrote: »

Hi Maxdp

The terms of Loancheck to take the case on was that the claim had to be worth more than £5000.

I was like marshalka, where I had already paid up my loan, but because the whole claim was worth more than 5K they wanted to take it on. I think they are just lying through their teeth to you now.

Think you are right here that is why I am trying to get to the bottom of it here. Have asked LOTS of questions.

marshallka

maxdp wrote: »

Crikey that is bad especially when people were told to do that by Cartel. I wonder how that works when they have obviously credited some peoples accounts under Section 75.

Have they paid back some people already then? They were also advised by MOJ to do this.

The MoJ is advising Cartel customers to ask for their money back, or reclaim fees from their credit card provider using Section 75 of the Consumer Credit Act if they had paid that way.

marshallka

maxdp wrote: »

Think you are right here that is why I am trying to get to the bottom of it here. Have asked LOTS of questions.

Maxdp, why can't you pull out for them taking so long and put your complaint into FOS for the just PPI. I know its not ideal as you have waited for so long previous but its better than getting it all swallowed up in fees. You may have to threaten to sue them for breach of contract?? Don't know how this works.

marshallka

Don't know if this will help anyone on here about costs

http://www.bailii.org/ew/cases/EWHC/QB/2010/612.html

Have no idea how to interpret it though but someone posted it on scam and its about costs??

maxdp

marshallka wrote: »

Maxdp, why can't you pull out for them taking so long and put your complaint into FOS for the just PPI. I know its not ideal as you have waited for so long previous but its better than getting it all swallowed up in fees. You may have to threaten to sue them for breach of contract?? Don't know how this works.

TBH the PPI was all that it was meant to be so would be happy with that. Have a meeting now so will bash it out there.

marshallka

Maxdp, all your posts from last night where you have quoted actually quote as if it was me that said those things. Its very confusing????????????????? When you have bought up posts that you have said they are quoted as mine!!! What has happened?

maxdp

marshallka wrote: »

Maxdp, all your posts from last night where you have quoted actually quote as if it was me that said those things. Its very confusing????????????????? When you have bought up posts that you have said they are quoted as mine!!! What has happened?

Sorry Marshallka I was having trouble posting. Do not know what went on will sort it. Working ok Today.

marshallka

Just won a different type of complaint with Pinnacle in that we have been paying duplicate insurance for income protection since 2004 and we were already covered with work for the maximum of 75% salary. They have actually been fantastic and not kicked up any fuss and said that they agree (and been passed by manager) we have been duplicated and they will pay back when we get hold of the policy's since 2004 to 2009. We have the 2009 one when work changed the insurer and before that the accountant at work is actually sorting for us. Check that you are not over insured. I bet lots are that do not know.