Norwich & Peterborough Gold Account?

never-in-doubt

PROLIANT wrote: »

Because i get a monthly report from Annual credit report which feeds off CallCredit.
You can sign up with annual credit report to get a annual free report, have you already done this?

No mate - and this just does CC or all 3? Can you post linky please.... also do I have to pay or register card details or cancel after 30 days etc etc etc

cheers by the way

PROLIANT

never-in-doubt wrote: »

No mate - and this just does CC or all 3? Can you post linky please.... also do I have to pay or register card details or cancel after 30 days etc etc etc

cheers by the way

You need a card for ID but the do not take money every month apart from a 1 off £2.50 and you do not need to cancel etc.
Here is the link: http://www.annualcreditreport.co.uk/

never-in-doubt

PROLIANT wrote: »

You need a card for ID but the do not take money every month apart from a 1 off £2.50 and you do not need to cancel etc.
Here is the link: http://www.annualcreditreport.co.uk/

LOL - waste of time mate they can't verify me! Great! :mad: :mad:

Asked me for driving licence number / national insurance number and home/mobile numbers. I only provided the phone numbers as the other info is unknown by the CRA's - rightly so i'd think!

So i'd have been better sending £2 to Call Credit me thinks :rotfl: :rotfl:

usedandabused

never-in-doubt wrote: »

Fancy trying it on again, with the evidently delectible Toni, and asking which CRA they use lol

CIFAS is fraud, yes - see here: http://www.cifas.org.uk/default.asp?edit_id=564-28

LOL i think their lines close at 1 today, i can try monday on my lunch break hehe>


omg fraud, that is really bad, don't banks refuse people even basic accounts for that?

PROLIANT

Well I am stumped!
I have checked all three credit reports and not one search from N&P, have they messed up?

never-in-doubt

Its a no for me lol - they use Equifax and based on that, sorry Niddy!

Oh well, their loss...

PROLIANT

never-in-doubt wrote: »

Its a no for me lol - they use Equifax and based on that, sorry Niddy!

Oh well, their loss...

Wonder why have they not searched my Equifax then? Strange.

never-in-doubt

Here is the content of their silly email: As they reached their decision due to data received from Equifax, I shall now issue a summons to Equifax for Libel as the data they hold has now had a detrimental effect on my ability to obtain credit - will update progress later...

Thank you for applying for a Gold Internet current account.

When we assess our applications, we use a credit scoring system, which we believe is one of the fairest and most accurate forms of credit assessment available.

We regret to inform you that your application has not met our requirements and, consequently, we are not able to offer you banking facilities.

We reached our decision using information held by a credit reference agency. If you want details about the data held, you should write to the following address enclosing a £2.00 fee:

Equifax PLC
Credit File Advice Centre
P.O. Box 1140
Bradford
BD1 5US

Telephone No. 0870 010 0583

All of the information given in your application will be deleted from our records. Thank you for your interest in NetmasterGold provided by Norwich and Peterborough Building Society.

usedandabused

never-in-doubt wrote: »

Here is the content of their silly email: As they reached their decision due to data received from Equifax, I shall now issue a summons to Equifax for Libel as the data they hold has now had a detrimental effect on my ability to obtain credit - will update progress later...

did they not offer you a basic account?

cash card or a visa debit , cheque book, no OD but good features for a basic account i think