Norwich & Peterborough Gold Account?

usedandabused

Hazzanet wrote: »

It's the co-op: 08-60-81.

The N&P are an "agent bank" from what I gather.

what is their basic bank account like? a visa debit and OD as standard?

Hazzanet

usedandabused wrote: »

with halifax credit cards?

i got a leaflet of their credit card service, HBOS or something

Credit cards were originally N&P branded through HBOS, but I believe MBNA provide them now.

Hazzanet

usedandabused wrote: »

what is their basic bank account like? a visa debit and OD as standard?

Cashcard, no overdraft I believe.

usedandabused

Hazzanet wrote: »

Cashcard, no overdraft I believe.

ok so it looks like i have a gold for sure, i was going to recommend this account to someone but their default is about a year old, mine is double that

never-in-doubt

Hazzanet wrote: »

Credit cards were originally N&P branded through HBOS, but I believe MBNA provide them now.

Confirmed: https://wwwa.mbna.co.uk/apply/UKCCapp/Ctl/entry?sc=8nandpgs_ost&mc=ECO-UK-33333-11809

righton

Hazzanet wrote: »

It's the co-op: 08-60-81.

The N&P are an "agent bank" from what I gather.

So are the accounts credit-scored according to Co-Op's requirements/scoring, or to N&P's own requirements/scoring?

Hazzanet

righton wrote: »

So are the accounts credit-scored according to Co-Op's requirements/scoring, or to N&P's own requirements/scoring?

No; N&P's (see http://www.howbankswork.com/15.2.html)

N&P run the account, co-op provide the clearing 'behind the scenes' for N&P.

usedandabused

so never in doubt, did you have any luck with N&P?


If i can get it, i think most people will be able too

never-in-doubt

usedandabused wrote: »

so never in doubt, did you have any luck with N&P?


If i can get it, i think most people will be able too

Ive not heard yet mate - no message or anything

I doubt i'll get accepted, although I do have my new Bank of Cyprus account to go with my soon to be rebranded HSBC [STRIKE]Plus[/STRIKE] Advance Account lol :rotfl:

Thing is I have no debt, just a lot of searches and cifas entries (funnily enough I am contracted to work for the banks fraud department lol)..... A lot of searches equates to over 500 last year (ahem) :eek::eek:

So anyone want to take bets 3-1 against that I will get accepted? lol

PROLIANT

Well, they have not searched Equifax, will check Experian in the morning and Call Credit on Monday. I doubt they searched Experian as I have a high number of recent applications so my money is on Call Credit?