Travel Claim - is this legal ?

Equaliser123

For crying out loud, someone else who registers as they are hacked off that some things in life you just have to pay for.

McKneff

Its legal and normal,
another one who doesnt read the terms and conditions...............

VfM4meplse

BASI wrote: »

2) I had to pay (£30) to my GP for him to fill out their medical certificate form.

It's not a NHS service so the GP is entitled to make this reasonable charge. The insurance company can use this as the first low hurdle, a means to ruling out timewasters.

isplumm

Equaliser123 wrote: »

For crying out loud, someone else who registers as they are hacked off that some things in life you just have to pay for.

Actually I understand exactly what the OP is saying .... they don't mind paying up front for the report, but if the claim is successful then would expect a refund .... what is exactly the problem with this .... why should they be forced to pay???

To the OP .... can you not see a insurer recommended doctor - who then puts an invoice into the insurance company direct? This is what happened with me when I had a car accident ...

Mark

barvid

But it's not the insurer imposing the charge, it's the GP who charges you for his time doing something for you. Just like you have to pay Royal Mail for a stamp so they deliver the form to the insurer - you can't complain that the insurer is screwing you over for 39p.

pmduk

Perhaps you'll realise now that an insurance policy is to cover only the items described in the policy. No more and no less. I'm amazed how many people don't bother to look at their policy but assume it covers everything.

pmduk

There's even an argument FOR these checks. By making people prove their claims at their own expense it helps remove some false claims it may keep costs down for all other policy-holders, in true mse style.

mjgreen60

I don't really get what the issue here is!!

You claimed on the policy and in order to ensure that the claim was legit, your company asked for a medical certificate. This is standard procedure and weeds out the fraudulent claims hence keeping down the cost of covering these fraudulent claims. Each company will have their own form but will all be very similar.

As rightly pointed out before, The cost is nothing to do with the insurance company. This is the charge levied by the GP to complete it. These forms are generally not straight forward and take a while to complete and bear in mind that doctors are already over-stretched. Furthermore, this is not NHS work and so the doctor would not be paid for it.

Think about this - if you needed a legal form completed, would you expect a lawyer to do it for free? And would you think £30 was too much then?

27col

Think yourself lucky that you only have to pay £30. I got a DVT in November and could not go on a Christmas Market trip to Germany. It cost me £50 for a medical certificate and also a £50 excess for both my wife and myself.

view

I think the reason you're mad is having to pay out £30 - I get that and agree, you are allowed to feel a bit miffed at having to pay out £30 for this, I would be too!

However, as someone said above, it is annoying, but better than losing the money you paid for the entire trip.

I was goign to ask do you have to pay excess too?