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I'm going to do a diary too :)

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  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    tax rebate cleared...£37100:cool:
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    food shop was £55 this week tho hubby got some bargain pyrex dishes i think this is pretty average now
    iv had no time this week so it'll have to be quick! we found £110 in xmas presents in the cupboard wed forgotten so this might mean we get to £37k this month after all :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Peonie
    Peonie Posts: 1,471 Forumite
    gerbiljo wrote: »
    we found £110 in xmas presents in the cupboard wed forgotten so this might mean we get to £37k this month after all :)
    Did you find cash or are you going to sell unwanted gifts? Just being nosey.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    we found cash we had stashed in the cupboard so no skill involved!! we must have just paid the cheques in! will check the account now and see if hubby paid it in i think!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That's fab! You are getting so close to being MF.How is the new job going?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    the money wasn't in the account i will have to check with my hubby! forgot about that!
    yes ok, I'm still sort of on induction, i start proper next week on nights, i have a 4 day weekend, it almost works out like a week off a month. so far i think right desicon made, i guess time will tell if it works for all the family rather than just me!! i think my husband is feeling it this week :) thanks for asking hope stuff is good for you, maybe ill get a leisurely day of diary reading and drinking tea one day on the sofa!!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Well paid the £110 off so were now at £36990, i will be excited at payday!!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    £50 food shop,i seem to have not kept up with this for a while....friday is payday so am looking forward to a big payment lets hope all the money comes thru ok!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Peonie
    Peonie Posts: 1,471 Forumite
    How is the shift work treating you? Are you seeing more of your daughter?
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Early days :) yes definitely more time with my little girl though I have been missing my husband a bit :(, going to try and start getting into a routine to do more fun stuff with her. Want to go swimming tomorrow I think, if I can get up! I have had a few days up but they haven't been productive, i must make sure next time I have a run of days off they are so I don't feel like I have failed!! So far so good, i am going to try and look on the positive side and see how it goes, so far I am preferring the night work to the days but this weekend is my first so I guess I'll get an idea of what it will be like as so far its been quiet. Thanks Peonie :)

    I have just cancelled sky! they took extra money from our account this month- I am not happy! I rang them and i don't really understand why despite the explanation but anyway next month I have to pay £10 then I'm done. They said they will deactivate my box and we will get no tv I don't know if this is true, from a quick internet browse it looks like worse case scenario I will need to get a FTA card......we don't use it much I feel liberated now!!

    My nan has given me £100 as my sister is going on holiday ;)

    Looking forward to payday tomorrow to see what I get... I hope it comes through
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
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