I'm going to do a diary too :)

vl2588

Ditto!! .

gerbiljo

My onepoll money is here! The rule is, it goes on the mortgage but with a balance of £55735 I have been very naughty and paid off £35...I know have £9.99 remaining in the account this month for indulgence...ebay I think

I have thought of some things with selling potential for free listing this weekend, if we could do some selling I think we make up some of our deficit and maybe a little treat
I've been rubbish this morning getting up has been really hard, tomorrow I want to lay in!!!

£55735 yay, its must be going quicker than I acknowledge because I keep writing £77535 first!!

[Deleted User]

Wow on that balance- well done!
lie in tomorrow sounds good!
Good luck with the ebaying - I still need to manage some but not sure I have anything to sell!

CathT

Well done Jo, good luck with ebay. Money making and decluttering is the best!

gerbiljo

I didn't get a lay in either day unfortunately, I feel very drained and so next week will be a struggle I'm sure. Next week is payday so that does help it all along. We have been failing I think in our credit card challenge as it stands not helped by a horrific £75 food bill yesterday, next week I might attempt to plan all the meals extra careful and see if it can stretch 2weeks and just get milk and pet food next weekend. We did have to get fathers day pressies and birthday pressies but even so. I think we might have almost caught up otherwise but now its definately gonna be wrong.

I did put two things on ebay one which will hopefully make £50 and one which will probably make nothing but its clutter clearing! I have some gold to value but I don't think I'll ever get around to that!

I owe my sister £15, £270 to work also. Plus theres some extra things I really want to buy... Yesterday we went out for a nice meal which luckily we never had to pick up the bill for or we really would have been a mess and everyone was talking about dinner at the ritz and travelling the world, came away a bit depressed tbh!! I can live without that livestyle but the money we have is only when I'm working and once I stop we will not be that flush albeit much better off for not having a mortgage but I wish I could do another year so we could have some savings tho I know that I mentally couldn't do it anyway and my parents wouldn't want to and also I'd miss out more with my daughter too, I feel I seem to have a life of such extremes.

Anyway I have to clean today as the house is a tip and I have the health visitor comeing this week- I am pleased to have an incentive or I'd be very bad at getting it done, at all!

TYO and Cath I think I'm running out of good things to sell as well! A free listing day is always a good incentive though in reality you never save as much as you think u do if that makes sense!!

Will update when get CB, I should use these extras to pay off this other debt...but I can't help but put in on the mortgage, then later I will have to reduce my overpayments to catch up so really I am using the extras to pay off the debt but I can't get my head around it that way!!

gerbiljo

Ok I am updated £55620.

Happy to say also both of my ebay items have bids:j:j:j so far total earned is £25 they end on saturday:)

next update...

PAYDAY hip hip hooray, last one til I crack the next barrier:j

uzubairu

gerbiljo wrote: »

TYO and Cath I think I'm running out of good things to sell as well!

Even tat has a price on eBay, I've sold all sorts of c**p and been amazed that people have wanted to pay money for it.

Don't be so harsh on yourself.
You have set yourself a difficult target and you have done very well so far.

gerbiljo

uzubairu wrote: »

Even tat has a price on eBay, I've sold all sorts of c**p and been amazed that people have wanted to pay money for it.

Don't be so harsh on yourself.
You have set yourself a difficult target and you have done very well so far.

Thank you, I'm awful aren't I? I don't realise I'm doing it, I need a good sit down to read this back, sorry for being such a moaner...she says in a good mood today...:rotfl:

gerbiljo

Quick update, been paid hard to work out the exact amount so for the min £2350 off balance, so now £53270. Plus must add looks my £100 from mobiles.co.uk has come through, very pleased about that

gerbiljo

We did a great food shop- £28.54!! i went through our food and did and very thorough list we we didn't stray from except for a 10p salad. Is there a national mushroom shortage?

Have had a good day in the garden, we have about 50 seedling leeks that I've transferred, dug up all the potatoes today, a supply of raspberrys and strawberrys as we as some salad leaves. Nice to have something to show for all the watering earlier in the year!

Sold my ebay items, one for £75 but I miscalculated the postage... I said I'd send it special delivery which was £9 but I must have messed up weighing it because hubby took it to the post office and he got confused and did the £9 postage as I had said that was the cost and it is normal delivery. I wasn't sure what to do, I was worried and in the end I decided to just email the buyer and inform him of my mistake, I hope it gets there ok and he is honest because obviously we have no proof and so if he is not honest or it doesn't get there we shall be seriously out of pocket. The second item I did the same postage error for and so I think its going to cost us about £7 to have sold that so I really am so silly and a bit upset with myself:mad::(

Other than that ok, had the week from hell, I've been awful but must move forwards! Should the ebay item go ok that will help us with some of which we've got behind on the cards and other debts etc