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I'm going to do a diary too :)

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  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Wel its not a big extension maybe only 6-8ft but its two storey. Currently we have 3 bedrooms, two decent size and one tiny one (cot only not bed). Our daughter is in the smallest and the cats are in the second room. The extra space upstairs will allow us to shrink a little the two biggest rooms and create another a similar size so our daughter and next baby could both have a better size room. The box room I will use for my 'office; as I like making stuff and have loads of boxes of stuff plus I might have a sewing machine up there. Downstairs we will get a bigger kitchen diner and my husband will have an office so we can take the computer out of the lounge plus he can do his overtime or more work if he starts a business as he would like too. Most importantly we are sticking an extra single storey bit on the back and so the cats can have a downstairs cat room, this should get me back my sanity as we can have an upstairs animal free zone!!! Hubby has even agreed to them having underfloor heating (altho we dont have it anywhere else) for them and they can have a cat flap into the garden which we are going to enclose as they are currently indoor only cats as I am scared to let them out. So its not big but it could potentially improve our lives by leaps and bounds :). Its very slow work in progress tho, my husband will build most of it himself and were still trying to overpay the mortgage with no additional borrowing so it will be slow progress. At best we will finish it early 2013 when the mortgage is paid and we have some money. At worst, I would like it finished before any new baby is 9 months old...which would be end 2014 at the earliest but I shall be insane if it really takes that long :)

    So hot not sure if all this water I am giving my vegggies is making them cost effective!!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Just been out and picked some spinach :) so happy about that!
    My petunias haven't come up the colour they were meant to :(
    Also got my little girls preschool confirmation :( will be juggling dropping her off at lunchtime with work, i feel quite emotional. Quite expensive til shes 3 as well, note to self...aim for september baby next time :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Hubby put some of our building materials on ebay and weve had an offer for £100, we would like £120 but I've said they can have it for £100 if we don't get anymore offers, so its whether to donate it to debt reduction or whether to go to Peppa Pig World :), we'll see.

    Have a tescos voucher for £6 off £40 plus 4 weeks of £10 off £50 (would only want to spend £40) for sainsburys.

    Have some radishes now so summer veggies well on their way hopefully will get some potatoes soon :)

    Have moved our duck in with the chicken now, so far all going well :)

    Not much else going on this week, hopefully can get some more building done soon :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Ayeshalush
    Ayeshalush Posts: 636 Forumite
    Part of the Furniture 500 Posts
    gerbiljo wrote: »
    Hubby has even agreed to them having underfloor heating QUOTE]

    Wow, pampered moggies indeed!!:D You'll have all the cats in the area knocking on your door looking to be adopted!

    You will know, of course, being a cat owner, that us, mere humans, are only on this planet to be humble servants to the feline species. You are doing a mighty fine job!:D


    A
    xx
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Ayeshalush wrote: »
    gerbiljo wrote: »
    Hubby has even agreed to them having underfloor heating QUOTE]

    Wow, pampered moggies indeed!!:D You'll have all the cats in the area knocking on your door looking to be adopted!

    You will know, of course, being a cat owner, that us, mere humans, are only on this planet to be humble servants to the feline species. You are doing a mighty fine job!:D


    A
    xx

    Haha very good point! I'm hoping it will persuade them the new room is better than the old one...:D
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    We got £110 for the insulation on ebay cash and its gone, so all good, think will be going on the credit card initially :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    :money: another £10 voucher from tns:j I have £50 in my amazon account, I feel a spend up coming on :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Ooo yay on vouchers :j spending them sounds good too!!
    Is that from doing surveys? Have often read about them on here and thought about it but worried it would take up loads of time!
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Hi YO...
    They do take up alot of time, and sometimes I don't think it's worth it but then I think I'll get the next lot and then stop but I guess I'm stuck with it for the mo. I just checked and I've got them since 19th april so less than a month but some of them I probably took a while to get. The shopping scanning is the best I think, but they select you some how don't think you can volunteer. I reckon I spend over an hour a day most days doing then so really the money is rubbish but as I am trying to do this paying off intensely I think in my mind I like to think I'm doing everything in my power to speed it on.

    I did get offered some work for the bank holiday tho and its normally £25 an hour and it was an enhanced rate so I guess it must have been a bit more, but its just so stressful I don't think at the mo I could justify it but the good thing is this company send me offers very regularly so I think when I leave my work eventually if they offered me nothing part time I would have an option just to do very little work for good money very infrequently so thats something, I think they liked me when I went there :)

    Had a naughty chinese lunch out today, our daughter was meant to be a fiver but they let her off and just charged us, bargain :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • JennyPats
    JennyPats Posts: 5 Forumite
    Just wanted to say how this 'diary' has motivated me, thanks gerbiljo!
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