It will be GONE !!!

REDMADCURLS

You are doing very well with your cc charges refunds hon, your energy is amazing - I envy you and wonder what super fuel you run on!

Hope you are feeling better, is the migraine due to the job? Or the other 100 things you are trying to do at the same time

Need to ebay but couldn't bear a challenge, still in therapy after the last one LOL

xx

Herewego

Hi Red
thanks for dropping by wondered where you have been hiding to, do we need to give you a push in the right direction
As for my magic fuel think i may be running on empty with having flu then migraine but im coming back, got plans to get back on the track running tomorrow night.
On the money front i was hoping to drop under 45k at payday but if i sqeeze a little harder i think i could be under 44k :j
:think: Not sure i should be celebrating this amount of debt....
Im quite looking forward to this months update, and im going to tighten my belt a little more if i can as i can see a few bad habits coming back in.

REDMADCURLS

You just amaze me - I am back trying to cover minimum payments again this month, which sadly I didn't manage to do, I think I have to rethink how I use my salary as DH being self employed cannot cover monthly bills (business or home) but can manage weekly ones and maybe I should re-organise so I am 'lending' business money each month and it 'pays me back' over the month.

Oh I don't know............but it sure is depressing!

I guess the bonus is going to help reduce your overall total, great news, I am delighted for you

Herewego

Not quite convinced DH to hand over all of the bonus, it could reduce debt further but not pushing my luck just yet. Just have to wait a week or two and and convince him im right.
I think he may have his eye on a holiday and i dont blame him he does work very long hours

emmie26

Hi there, just thought I would drop in as I have seen you around, it seems you are doing really well with the debt busting. My hubby too has a bonus being paid tomorrow, I so hopes he hands it all over for debt repayments but its really deflating when you get a big chunk of money and pay it off debt cause you don't really have anything to show for it, I think we should keep our fingers crossed though!

taxi73

You are doing fantastically well...wish I could have a bonus.

Herewego

I think its going to take a while to squeeze this bonus off DH, its been a long time coming and they are few and far between think it was 3 years ago when the last one came.
No payments to anyone today and im finding it very frustrating i so hate this time of the month roll on friday.
Taxi - we must remember there is more to life than money, money is just a pain in the [EMAIL="a@@e"]a**e[/EMAIL] !! , thinking of you everyday

REDMADCURLS

I hate it too hon, and esp the week before - my most expensive for bills and no money left

4 watchers

OrangeFairy

good luck with the bonus hun - i hope you manage a treat and some healthy debt payments! My payday on thursday :j Though i make overpayments at the end of the month so not too exciting for me!
I may make a littlewoods overpayment before my next statement hits though.

Definitely more to life than money!

Herewego

Well only 2 sleeps to payday and the spreadsheet is looking ok ish.
made a payment to Virgin today £11 from an amazon book sale last week. Just spent the last hour checking accounts only to find my old additions account has finally been closed and a cheque for £72 has been raised in respect of charges, I think it should be more but im not going to push my luck on this one didnt think I would see anything.
I'm hoping for DH to hand over enough to clear the next account it would be good to get rid of this physically and mentally but not sure its going to happen, time for a little help to pursuade him
Bad new payrise I was due has not appeared again this month as just got my wage slip, I know I'm due a review and I feel may say something i regret especially as the money I get doesnt fit the daily stress I get. Thinking about just going temping for a bit until I find something to settle with.