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It will be GONE !!!

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    WOW..additions nearly gone...you are doing great on that one and will feel great once that's gone.It it one of those high interest charging ones?
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well thanks to RED i have paid off Additions :j only because I know my cashed in policies will be in my account within 10 day.
    Been busy with my snowball and with DH extra spending DFD is now Feb 2013 :eek:
    Now my new challenge is to clear virgin, snowball says it should be gone by December along with Next but I would like to try and clear it before then im hoping by the end of the year i may be able to get a 0% BT which should help with reducing the snowball date.
    I have applied this week to use Virgin online that should make it easier for me.
    I guess my amazon and paypal money now belongs to Virgin That means I've started on my race to clear the next card :T
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Interest on Very and Additions was 39.7% they just had to go, do I now close the accounts or wait for my claims to go through then close them ?
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thats great ..you'll soon have Virgin slayed.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Herewego wrote: »
    Interest on Very and Additions was 39.7% they just had to go, do I now close the accounts or wait for my claims to go through then close them ?

    That's high:eek::eek::eek::eek:..no idea as have never had any fees to claim back
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Just leave the account open, simply because its easier I think (that's just my opinion because the FSA say that they have to pay you a personal cheque)

    Now please less of the niceities about V - its Ricardo the B'tardo - least we every forget!

    And don't worry about DFD - it will change again - for the better!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Bought 4 books at the carboot today for £1.30 they were meant for DS but he tells me its not his thing anymore so just put them on amazon for a total of £54 Lets hope they sell
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I hope they do too - that would be a fantastic mark-up!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That will be a good profit.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Good luck with those books on Amazon - would be fantastic to see a profit like that!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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