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It will be GONE !!!
Comments
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A busy, busy day for you!
Good news on the payments and less interest than anticipated xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Wow HWG noone fits as much into a day as you!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I have a completely free weekend and not sure what to do first so in my usual style I came on here the list is as follows:
1. Clean downstairs of house
2. Clean upstairs
3. [STRIKE]Pay £60 off Lloyds but to do this I will have to go to town and there is a temptation to spend then again No 4[/STRIKE]Managed to pay £70 off Lloyds with some £2 coins added
4.[STRIKE] Pick up bits from M & S use vouchers I have saved[/STRIKE] Picked up some offers to put in freezer and used vouchers
5. Put up xmas lights outside
6. Tackle ironing mountain
7. Wrap remaining presents
8. Ebay everything that doesnt move
Money news for today it looks like my interest will come in about £70 less than extimated so thats a bit more off the debt.
Im looking forward to January when they have to pay the payment of the highest interest bearing bit first then I will be able to get my head around this 0% bit.
Lloyds update £190
£60 cash off today
£40 to go through Monday from Amazon
ONLY £90 TO GO BEFORE PAYDAY ON FRIDAY.
Looks like I better a move on so much to do so little time
Not managed much yet but after a bit of lunch and a coffee I will get a move on, paid £70 off Lloyds as had some £2 coins.
Came home to a mountain of post 1st lot in about 2 weeks good news water dd is going down by £2 from January it all helps, and the FSO have given me a claim number for investigating mis sold PPI on BHS card.
DH is working all weekend so I plan get through this list before we are back to work Monday.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Thats some good post HWG - I like post like that!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Upstairs is now clean, also found a top which I bought to go to one of my xmas parties that got cancelled and I have decided to take it back for a refund £28, Im sure if i really want it, it will be in the sale after xmas half price.
52 items re listed on ebay.
Off to get xmas decs out of the attic and on with the next jobsMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well done for taking the top back, that will be another £28 for Lloyds
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I hope you are now chillaxing HWG!
Enjoy the peace to watch X Factor!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Update
1. Clean downstairs of house Work in progress
[STRIKE]2. Clean upstairs[/STRIKE]Done
[STRIKE]3. Pay £60 off Lloyds but to do this I will have to go to town and there is a temptation to spend then again No 4[/STRIKE]Done
[STRIKE]4. Pick up bits from M & S use vouchers I have saved[/STRIKE]Done
5. Put up xmas lights outside Not quite but i have got them out the attic
[STRIKE]6. Tackle ironing mountain[/STRIKE] Done
[STRIKE]7. Wrap remaining presents[/STRIKE]Done
[STRIKE]8. Ebay everything that doesnt move[/STRIKE]Done but more to do
So jobs for Sunday will be finish cleaning and get the xmas lights up not a bad days work, I may take that top back but do I really want to fight the crowds.
I am also going to start putting some plans in place for 2011 which is just 3 weeks away along with a round up what has happened throughout 2010MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
you got loads done there.0
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You sure did get a lot done.
I was thinking about 'rounding up' 2010 too...........just to give me a good motivator for 2011!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0
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