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It will be GONE !!!
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I hate the middle of the month Herewego, it's like we're in limbo just waiting for payday so we can make some extra payments12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
HWG, how do you do it????
I have finally decided i have to tale some action & statrted listing on Ebay, but i've been at it all day & only managed to list 25 items.
I am so in awe of you meeting your 100 target, right now i think the only way i could do that is if i sat here non stop all week (not sure they'd appreciate that at work tho!).
Right back to it...February NSD challenge 5/150 -
HWG - you found money for new car?
Know what you mean about Ebay - on my diary I had a rant about ebay giving free listing for week before Easter and then this evening I realised Easter not for 2 weeks - duh!!!!
Very quiet for me today - 18 ending and only 7 with bids, all of 99p!!!
Will definately be taking complete break for sales ending Easter Week as I think it will be dead for bids and more importantly sister-in-law and nephew here for the whole week and I am not sharing my tales of woo with her!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Ebay listings finished made about £47 and son made £26 on an xbox game.
I use turbo lister and photo 10 items at a time listings then only take about a minute an item and you can list at any time an load them when you want. I'm going to get some listed during the week but have 72 on now some new some relists I still have abot 50 to relist.
Money for the card RED has come from my very nice mortgage company we have been overpaying our mortgage for sometime therefore had quite alot of equity. I got the confirmation yesterday it will save us about £150 a month by getting rid of the old car and hopefully by overpaying it will be gone in 5 years plus a better rate than a loan.
Been living on my nerves waiting to see if it will go through and now i will have an extra £150 to go to debts.
Feeling quite positive just hope payday is friday and not a week wednesday and its weigh in day tomorrow, not sure that has gone to plan :cool:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Very good re car purchase, and the extra £150 will help reduce debt well!!
I am thinking of changing mortgage to interest only for a year.....to throw more at debt but I need to really think about it.
Weigh in - lets not even talk about that!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Only managed to list 16 before I wanted to throw the computer through the window - but did manage to go shopping, do 2 loads of washing, cook the dinner and watch the kids.
Have managed to get dh to tidy the garage and give up his 2 boxes of CD's :T but when I looked through them I realised why they've been in the garage for 5 year!;)
Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
Well done on the car and as you say it frees money up for debt.0
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MONDAY Weigh in didnt do as well as I had hoped but still lost 1lb so the next week I need to keep on track, I have eaten healthy today been for a 5k run so thats a start, and I have agreed to go on a 10k run Thursday night not sure how that happened was a good idea at the time.
I have asked DH to join me on a charity walk and he is thinking about it its 20 miles and he realises he will need to give up smoking in order to be fit enough (can I see an extra £240 to throw at debts):eek:.
I know its hard, as an ex smoker I have been there but if someone gave you £240 cash would you really set fire to it for enjoyment :cool:
Also NSD today, and have 114 listed on ebay I think these are the rubbish ones though I have a few watchers but no bidsMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
114 - well done you. As I said I am tired re ebay but tonight with only 56 items left I am beign to get annoyed that I wont have a little sum to transfer to Richardo!!
Well done too on NSD - and aren't you good with the running!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Well done with the running and the e-bay guys. x12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0
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