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It will be GONE !!!
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My pay day is the end of the month, and expenses are paid when they feel like it!!!
Hope OH appreciates his new fag and I am glad you had a good day in London, we all deserve a nice day out once in a while.
Ebay is quietish - have 39 ending today so it would need to waken up sharpish!! If I make £70 - will be a happy girlie. How about you?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I'm desperately hunting through the house for things to e-bay as it's free listing. Am getting myself all worked up because I can't find anything
Glad your day out in London was an enjoyable one and well done to you DH on the giving up smoking. Come on Red - you can do it too.12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
Good luck with ebay and great that you had a lovely day out.Well done to OH giving up.0
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Opps I didnt tell you OH doesnt know hes giving up
He has commented on his electric fag and said he will try it but its just not right its still in the box.....
MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well he certainly wont know if it will work if it stays in the box!!
He should try the Champix - of course there is still the habit to break but I have to say last fag this am at 10a, and it really is not that bad and it has been easy to cut down in this last week!! God I already sound like the converted!!
Going to list some ebay (more than 99p) stuff tomorrow I think/I hope!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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RMC - My friend gave up a month ago using Champix, she found it easier than we did:rotfl: Seriously, she's done really well and is great now, not missing them at all. Well done on giving uo - think of all that extra cash
Herewego- good luck with converting your dh into a non-smoker! Hope it doesn't take too long - just got to convince him it's his idea.Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
Lots of ebay to do today im behind with my target to clear my next debt as a few days out have cost me more than they should have, i suppose best thing is I didnt pay on cc.
Todays plan ebay ebay ebay as well as cleaning cooking and tidying. made about £17 on ebay last night which isnt great but then better than nothing.
Been playing with figures this morning and the interest we are paying is killing us as we are hardly touching the debts, this weeks challenge to try and get some LOB or 0% deals not sure its possible with our history.
I am going to try and clear the additions account by the end of april its currently at £660 as I made a £10 payment last night, just so i felt like something was going downMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
It's a killer that interest..good luck with getting LOB or 0% deals..
I always think it's a good idea to concentrate on one debt at a time obviously whilst maintaining the minimum on the others.0 -
Not listed anything on ebay as yet but the house is clean and the washing is upto date :T
Spent the whole afternoon looking at cars for DH and in true man style he knew what he wanted when we left the house but after looking hes not so sure now.
Why is it when you have no money you want to buy so much and like now I have the money sorted for the new car and he cant decide or find what he wants :cool:
Im not going to panic about ebay we all need a rest and mine is going to this afternoon/evening as its back to the dreaded work tomorrowMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Thanks taxi I agree but have had some extra spends this month so little fed up at not paying as much as I would like although have a few items ending on ebay tonight so fingers crossedMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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