It will be GONE !!!

taxi73

that's a bit less interest to pay so should really help you.

Herewego

I really hope it starts to help save some interest. On quickly trying to work out figures after I have given us a bit more to live on I think we will be short by about 2-3k at december 2011 but there is time to work on these figures and I have one or two plans up my sleeve, Ebay here i come.

Woowoo

I'm sure we will be crossing that finish line of Dec 2011 together one way or another!

REDMADCURLS

I have no doubt you will be crossing that finishing line in Dec and I will be cheering you both on!

HWG - sorry to hear about DH, glad he is ok.

Herewego

Feeling much more postive and in control today.
BT completed and spreadsheet updated, I think any extra payments I make to Lloyds between now and January will come off the 0% part so I will put extra payments to my HSBC card as once that is cleared I am hoping for a 0% BT on that one too it has a higher limit so should get lots more debt onto 0%.
One of my 3 letter is written just need to complete the FOS forms for 2 accounts now and then the waiting game begins.
Been cleaning like mad, downstairs is done just upstairs to do tomorrow.
Hope to list on ebay tomorrow as many as possible.

Woowoo

Good morning

It's actually stopped raining here for the first time in days, I'm sure it will start again in time for me to take the dog out

Primrose2004

Sounds like you're doing brilliantly HWG. Sorry to hear about dh's accident. Car insurance claims are a PITA. On the other hand will he be amking a personal injury claim? He might be able to get £2k ish and that would clear the balance you say you will still have by Dec 2011 according to your spreadsheets.

Good luck with the ebaying. I'm planning on some this weekend too

Herewego

The sun is shining and I have 2 loads of washing out already.
No personal claim from DH he is fine and hates it when people make claims up so just would go down that line.
Moneywise I am moving all my energy onto HSBC now as the BT is now showing on Lloyds, Its a bit depressing as all cc have about 6-7k on them now nothing which can be easlily cleared except tesco but i have closed this account to freeze the interest.
I have sold a book on amazon this morning first one in ages £4.20 profit.

Herewego

Ebay sales for today have come in at £58.36 for 3 items however as soon as its paid I will need to put it straight in the bank as it's looking a bit poorly and DH has been up to his old tricks.
Hoping to HSBC to 5k at the end of the month, and I have doubled our usual spending budget for December I hope we dont use it all.

Woowoo

Great news on the sales x