MONEY MORAL DILEMMA: Would you give debt collectors someone's address?

ssj110_2

I return mail if there is an address otherwise I bin it. In my previous property, there for 20 years, I still got mail for the previous owner, from the same people, for several years despite calling and sending mail back! I would not hesitate to pass on the previous occupiers address, if I have it if the debt collectors turned up at the door. Why didn't they use the Royal Mail redirection service? Possibly because they do not want to be found!!

dippydora_2

Yes I certainly would and have done... The only problem was, most if the companies would not take the details as I was not the account holder.....how stupid as I was trying to help them if I'm ever in the situation again I would just say I was the debtor and was giving them my new address........

Tigsteroonie

Hmmm ... Thanks for the advice on my similar situation. Now .... Do I pay to get copies of my ID and my tenancy agreement, and send them off to the creditors who keep writing? (This costs me) Or do I wait for things to escalate and men to bang on my door? (Which may or may not happen)

ellymoo

Yes I would. I work very hard to pay off my debts and if someone else has defaulted on theirs that isn't really my problem. I'm not going to have any hassle for it and would assume that the debtor would have meant to pass on their details, and forgotten, like any honourable person would.

I wouldn't have an issue with "shopping" someone to the police either, and really loathe this childish "don't grass" attitude. That is how criminals get away with literally murder, sometimes - because people stand by that belief.

yummy_mummy_55

just forward the mail, a bailiff can only act on the address on the warrant for the named person, it is up to the claimant to provide the address of the debtor/defendant

ANT

Saetana wrote: »

I would never shop anyone to the bailiffs for any reason - I totally disagree with using bailiffs in any way for debt collection.

:mad:I have used a bailiff and would do so again without hesitation:mad::mad: :mad:

I had an extension built 3 years ago and to cut a very long and drawn-out story short, my family (i have 2 small children) and i were ripped off with crappy workmanship etc and it cost us an extra £3,000 to sort things out with a proper builder.
To add insult to the fiasco, a relative had passed away and left my family the money for the building work. The scum (i don't want to refer to them as builders because it is an insult to people that are actually builders), left my property in a mess, unfinished and then disappeared from site after receiving too much money for the work that had been done.
We had no choice but to use the courts which involved judgement being made in our favour, (the scum still didn't pay up) then having to enforce this judgement, then using a baliff and then applying for the scum to be questioned in court. I am sure you will agree that this sounds like a lot of hassle for an innocent family to have to endure - it is. We have still not had a penny piece from them and has cost an additional £200 so far.
My family is INNOCENT in all of this.
Bailiffs a bad idea SAETANA? We dont think so.
Bailiffs exist mainly because of the 'runners' (or if you prefer crooks, thieves, scum). If someone has genuine problems then there are ways of sorting things out by actually opening their mouths and talking to the company/person etc concerned. The sort of scum that we have had to deal with deserve everything they get and more.

By the way, we have sinced found out that these scum also cost another family £13,000 (they have children including a baby) and effed and blinded at a female customer because she had the cheek to complain.

If the bailiff had been successful for us then we would have been very grateful. unfortunately it was a no goer. Don't forget that this is OUR MONEY.

STAND UP FOR YOURSELVES AND DON'T BURY YOUR HEAD IN THE SAND. WE ARE SURE THAT THE MAJORITY OF PEOPLE ON HERE PAY THEIR BILLS/DEBTS.
:TGOOD LUCK TO ALL THE BAILIFFS OUT THERE !!!!!!!!!!!!!!!!!!!!!!!!! :T:beer::beer::beer::beer::beer::beer::beer::beer:

SuzJR

Absolutely I'd pass on their details, why should I deal with their debt letters, bailiffs and have my address black listed for credit purposes because of their debts.

Pee

luxor4t wrote: »

I would re-address the mail but refer any callers to the solicitors who had handled the house sale.

That's fine. The solicitors may forward the post on but would never disclose client details and in fact, how long are they going to forward the post given the likely fees charged?

Pee

ellymoo wrote: »

Yes I would. I work very hard to pay off my debts and if someone else has defaulted on theirs that isn't really my problem. I'm not going to have any hassle for it and would assume that the debtor would have meant to pass on their details, and forgotten, like any honourable person would.

I wouldn't have an issue with "shopping" someone to the police either, and really loathe this childish "don't grass" attitude. That is how criminals get away with literally murder, sometimes - because people stand by that belief.

This isn't true. there are debts that float around because of a poor service provided by a company, because of a poor customer service then offered and a readiness to chease a debt for services unprovided giving no opportunity to explain.

Squirrelking

I think a lot of you are quite ignorant up there in your ivory towers. I have a friend who is currently being harrassed by the council for tax he supposedly owes from several years ago - when he was a student.

He has filled out umpteen exemption forms, spoken to them several times and shown them his graduation diploma but they refuse to listen and are now threatening to send bailiffs to recover the debt he

1) cannot afford
2) never owed in the first place.

I myself have also fallen victim to the same thing by the same council, I can sympathise fully with anyone who would just give up and pack up as the stress and fear is simply soul destroying especially when faced by a civil servant who looks down their nose at you and couldn't care less about your predicament THROUGH NO FAULT OF YOUR OWN.

I'd never send on details, it's the bailiffs job to track them down, not mine.