vanquis card

cifpower

It's what I started with

b33

cifpower wrote: »

It's what I started with

what are you at now? how do the increases work? I am only using the card as a charge card, so what I spend I will pay in full.

b33

the apr is 35% something nonsense. But I guess it will help me build a credit history!

cifpower

My limit is in my sig.

My limit increased to £500 in month 7 and £1250 in month 12

b33

ahh yes I see. It says that they increase the limit on statement 4 is that nonsense talk on their part?

cifpower

That wasn't there when I applied. It is more recent. So, if you abide by the t&c you will get an increase on statement 4

izools

cifpower wrote: »

That wasn't there when I applied. It is more recent. So, if you abide by the t&c you will get an increase on statement 4

Not the case. Their system doesn't work. Myself and atleast one other member have not had this despite this account and all others being serviced properly.

rassman

i have just moved the balance of my vanquis card over to a 6.9% for life from barclaycard, so now i am thinking of closing this card, i dont intend to use it again at that rate. Good idea or not?

cifpower

If you have had the card for more than 12 months I'd close it. But it cold be good for purchases as long as you pay the balance in full every month so you can keep the BCard for the BT

b33

how long should I wait before I apply for a Barclaycard? I did open a premier life account with them with no issues.