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  • ricky_balboa
    ricky_balboa Posts: 145 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks for the replies,

    I have had default letters, so i guess doing an SAR is a good idea then?
    Am i also going to send the CCA reminder now?
    Do i carry on with payments with CCCS to Nationwide aswell?
  • RAS
    RAS Posts: 35,543 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 March 2010 at 5:41PM
    Hi

    Do you still have the default letters?

    If so, remove all the personal details including any office generated numbers and any bar codes and scan them or phot them and let 10past6 have a look.

    Believe me nothing retracts as fast as a DCA who know that they do not have a leg to stand on in court.
    If you've have not made a mistake, you've made nothing
  • ricky_balboa
    ricky_balboa Posts: 145 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    i still have the default letters, there is more than one.
    Shall i just send any one, or one in particular?
  • 10past6
    10past6 Posts: 4,962 Forumite
    ricky_balboa wrote: »
    Do i carry on with payments with CCCS to Nationwide aswell?
    At this time, yes, should you stop them and have to reinstate at a later stage it will create confusion with CCCS & your other creditors.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    ricky_balboa wrote: »
    Shall i just send any one, or one in particular?
    The latest one is what they'll be relying on.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • ricky_balboa
    ricky_balboa Posts: 145 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi,

    I have scanned my latest default letter, what is the best way of pm'ing it to someone?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ricky_balboa wrote: »
    Hi,

    I have scanned my latest default letter, what is the best way of pm'ing it to someone?


    Can you upload it to imageshack or photobucket and then PM the link to 10past6 or post it here (if your personal details are removed).....

    :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ricky_balboa
    ricky_balboa Posts: 145 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks never-in-doubt

    here is that link,

    http://s740.photobucket.com/albums/xx49/slightly78/nationwide%20dispute/?action=view&current=IMGedit.jpg
  • RAS
    RAS Posts: 35,543 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    I think 10past6 will like this but do you have the termination letter that followed when you failed to pay off the full sum?
    If you've have not made a mistake, you've made nothing
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 12 March 2010 at 4:28PM
    RAS wrote: »
    Hi

    I think 10past6 will like this but do you have the termination letter that followed when you failed to pay off the full sum?

    Notice of Termination.... Are you sure you never got one?

    Looks like this: (Below is an example)

    See here - image too big! http://i43.tinypic.com/ok3ih2.jpg
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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