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elantan's diary

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Comments

  • richardvc
    richardvc Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hey elantan - read something a few months back that you had a nephew who wound you up by reckless spending and then wanted to go bust on purpose. It really got my goat too so I am asking what happened to him etc etc
    Thanks to MSE I cleared £37k of debt in five years and I was lucky enough to meet Martin to thank him personally.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hey richard i remember ...well the latest that i have on him is that he is still successfully spending money has booked an allinclusive holiday to majorca or somewhere...but he has started to get letters in...what will happen with them i just dont know ....last time i saw him he was giving it the big oh poor me story but i told him exactly what i thought of him and his kind ....so we barely speak now ...but his brother was telling me the other day he is now training to do IT or something and sh1tting himself incase they have to do a finacial check (i chuckled at that one)
  • richardvc
    richardvc Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    elantan wrote:
    sh1tting himself incase they have to do a finacial check (i chuckled at that one)

    I know it sounds awful but I am pleased (obviously not as happy as you are !) as he thought he was invincible and went down this road on purpose - anything he gets he deserves.

    Also, weren't you doing the OU money course ? How's it going ? Apologies, I must sound like your stalker !!! (we have conversed before !)

    Richardvc (from behind a bush trying hard not to be seen !!!!!)
    Thanks to MSE I cleared £37k of debt in five years and I was lucky enough to meet Martin to thank him personally.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    richard i do remeber you so dont worry lol...to be truthful i gave up the ou course without sounding brainy or a smart ar@e i found it too simple ..i got great marks for my first piece then read the second one and thought you have got to be kidding me on ..i learned much more from here ....i got an email in from the tutor and i explained what i thought of the course (i was very polite and didnt say it's !!!!!! i can learn more from mse) he replied saying he could see where i was coming from ...but wanted me to continue as he thought i would find it easy ...that was the problem it was too easy...it asked you a question then told you where to find the answer...what is that all about...read your thread on spreading the word...found it very interesting i do that alot with my friends they just roll their eyes at me now lol
  • richardvc
    richardvc Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    elantan wrote:
    ...that was the problem it was too easy...it asked you a question then told you where to find the answer...That doesn't seem much education to me. As you say there is so much knowledge to be taken from these boards we could design our own courseread your thread on spreading the word...found it very interesting i do that alot with my friends they just roll their eyes at me now lol I know the feeling. I try not to ram it down people's throats but the temptation to help is simply overwhelming for me hahahaha

    Shall start reading your DFW diary more often !!
    Thanks to MSE I cleared £37k of debt in five years and I was lucky enough to meet Martin to thank him personally.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    thankyou richard... .i dont always post everything on here for some reason.... i have noticed i can go off on a tangent in another thread very easily lol....
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    be warned this one is quite long lol...well i've not updated for a while not that i have a very interesting life ....but here goes...on the car front well it's doing that thing again only now it's happening more often ...i looked to see if we had a warranty but we dont so looks like we need to pay for it ..only problem is no money till next thursday so i just hope it lasts till i can get it to a garage...hubby is due extra money from his wages next month and i was dearly hoping to be able to put it towards our holiday (i still have over £1200 to find to pay for it before i even start on the spending money) ..but we need the car so it'll need to get fixed first...cookery course ..well this is just getting more shambolic every week...this week we learned how to open a packet of noodles and cook them :mad: ....we have a few weeks left and then were done we deff wont be going for level 2 as i think it might just be too hard for us...you never know he may actually want us to do something really complicated like use a tin opener and i dont think were ready for that yet:rolleyes: ....now i dont know what to think of this next bit so i'll just say it and you can tell me what you think....my friend phoned yesterday and asked me to go to lunch with her..i really didnt have the money but we havnt seen each other in a long time so i went...while out she was telling me all about her buying her hubby a new car and buying herself a new car ...i am really happy for them i honestly am but alarm bells started ringing..so i asked her how she was gonna pay for two cars ...she said loans just now but she is in the middle of putting the extra on to her mortgage..i know she just bought a house (about 6 mths ago) and she has quite a bit of equity in it but she is taking alot of it out to put a conservatory on which is a great idea as she has between 3 and 5 kids living with her at anyone time (step kids etc) the rest she is spending on cars and holidays ....pre lbm days i think i wouldve been brilliant go for it ....yesterday i was sitting thinking i hope everything goes great but ....then i'm thinking am i just jelous because i wont ever be doing that ...thoughout the meal she let me know her and hubbys income (we are good friends that way) and i told her ours that got me panicking even more...so what i'm asking is ...do you think i have a big of the green eyed monster showing? or do you think i'm just being too over protective now i'm trying to get my fincances sorted? or what do you think?
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    TBH it sounds like car crash TV - you're watching a disaster about to happen but can't do anything about it. Does she know about your situation? Have you talked about how you got into it?

    All you can do is tell her your concerns, then be there to point her to this site when reality hits her.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hi ali..i have told her everything...infact she's been there when the tears were flowing in the i cant live like this anymore saga that i had going last year (before i found this place) i even said to her remember me what i went through ...but she reckons she's different from me (which she is) and i do hope it will be different for her...atleast if it does go wrong i can get her help quicker than i got myself it ...
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hi elantan! Sorry to hear about the car, hope it's not too expensive to fix.

    At least if you need to take on a second job to pay for it, you have your haute cuisine cookery skills to fall back on! ;)

    I think your feelings about your friend are pretty natural....and if there's a touch of green-eyed monster, it just makes you human like the rest of us. :)

    My sister-in-law and her hubby have every new gadget going, spend a fortune on designer clothes, go on foreign holidays etc etc......they bought their house off the council for about £18k, probably about 7 years ago now, and it's worth about £100k, maybe a bit more. But over the years they have remortgaged and remortgaged to borrow more and more money to supplement their lifestyle, and they will probably still have that mortgage in 30years time. Now my head KNOWS we are in a much better position financially than they are, and yet we are still always just that little bit short of money, NEVER buy high tech gadgets, go on expensive holidays, and most of my clothes come from George etc, and sometimes I look at their lifestyle with a little bit of envy! Silly I know :o
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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