Too little to live on .I just cant manage .

dmg24

If he was younger you could have applied for the full rate of IS, but unfortunately not now.

When did your appeal for ESA go in? Whilst it will not help now, at least you know that if your appeal is successful, your backpayment will help to get you back up to date.

Are you paying gas and electric through an attachment of earnings, or is the agreement voluntary? I would ask if you can lower the payments towards your arrears to £1. If they will not agree to this, CAB can usually help in arranging it.

Are you CTC based on this years earnings? If based on last year, is your income significantly lower this year?

mandi

dmg24 wrote: »

If he was younger you could have applied for the full rate of IS, but unfortunately not now.

When did your appeal for ESA go in?

Are you paying gas and electric through an attachment of earnings, or it the agreement voluntary? I would ask if you can lower the payments towards your arrears to £1. If they will not agree to this, CAB can usually help in arranging it.

Are you CTC based on this years earnings? If based on last year, is your income significantly lower this year?

Thanks Sarah . I wiill do .

DMG The agreement is voluntary ,I will call the CAB tommorrow . I had a choice of prepayment meters or deductions , and felt that deductions where my better option really .

Thanks again for all of your replies .

bestpud

Yes, definitely contact the CAB as creditors tend to take more notice of them and I am sure they can help reduce your repayments.

Take all the paper work you have, including the SOAs you have done because they may need this to negotiate a fair repayment schedule.

Also, have you looked into schemes that help people when they have run up huge utility arrears? I haven't myself but I know they exist...

Ask about that too.

DX2

mum2one wrote: »

based on Income Support, I think if you do get any child maintance your only allowed to keep £10 of it.

It's £20 now

MRSTITTLEMOUSE

mandi wrote: »

Can anyone please give me some advice .

I am in reciept of ESA awaiting appeal .

My fortnightly payment has been nearly halved to £64.54 as i am now paying gas/elec directly to cover future bills /arrears . Payments are £15 a week to each .

I receive CTC & CB for one child giving me a total of just over £100 per week for all other bills, food , etc . and TBH im really struggling .

I have contacted both Gas/elec & both say they cannot reduce the payments resulting in me falling behind with other bills .

Can anyone please advise me of the maximum amout thay can take weekly . or are the figures correct .


I would be greatful for any advice


Thank you

Can't offer any advice I'm afraid.
Just want to wish you good luck with the appeal and hope that things get easier for you.

DX2

We can advise you on benefits, grants for free home insulation, reduced tariffs and special payment options your energy supplier provides to help those struggling with their fuel bills. Our experts are always happy to help. To chat to one of our specially trained advisors call us for FREE on 0800 33 66 99.
http://www.homeheathelpline.org.uk/

KimYeovil

MrsA1939 wrote: »

As I said once before Kim you obviously do not know what it is like to struggle, to live keep warm, feed a and clothe a child, pay bills, and I hope some day your snotty attitude to people poorer than you comes back to haunt you

Poorer than me? You're having a laugh.

You obviously do not know what it is like to be poor or to struggle if you think households with children are poor.

daska

KimYeovil wrote: »

Poorer than me? You're having a laugh.

You obviously do not know what it is like to be poor or to struggle if you think households with children are poor.

It all depends on your personal circumstances. Financially I'm much better off as a single mum with one child than I was married with 3. Please offload that chip.

Indie_Kid

KimYeovil wrote: »

Poorer than me? You're having a laugh.

You obviously do not know what it is like to be poor or to struggle if you think households with children are poor.

TBF, you don't know their fill circumstances. Just because YOU can cope on that amount of monye; doesn't mean others can.

PrincessDonna2009

Hi

You could try the British Gas Trust, which provide funding to people like yourself who are in debt with bills:

http://www.britishgasenergytrust.org.uk/how_can_the_trust_help/index.html

Hope this helps you, just apply for it you never know!

Donna